12432 Wisteria Dr, Naples, FL 34120 Property Records

Collier County property record for 12432 Wisteria Dr, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,618 sqft · built 2014
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$825,000 (Mar 2021)
Tax Bill	$12,540 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`677620 106 83C17`

Property Details

APN / Parcel Number

Primary APN	`677620 106 83C17`
Alternative APN	`78542019400`

Interior

Stories	1 Story
Building Area	2,618 sqft Living Area
1st Floor Area	2,618 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)
Pool Area	476 sqft
Deck Area	1,046 sqft

Location & Zoning

Street Address	12432 WISTERIA DR
City	NAPLES
State	FL
Zip	34120-4676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	TWINEAGLES PHASE 2B BLOCK 106 LOT 8
Legal Range	27
Legal Township	48
Legal Section	17
Legal Subdivision	TWINEAGLES PHASE 2B
Legal Phase	2B
Legal Tract	677620
Legal Block	106
Legal Lot Number	8
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1000
Census Tract	11210

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12432 WISTERIA DR, NAPLES, FL 34120-4676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 5, 2018	Warranty Deed, Transfer BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2021 · Amount on Record
Deed Sale	Mar 24, 2021 · Amount on Record
Prior Sale	Apr 1, 2016 · Amount on Record
Deed Document Number	20216024742
Deed Book / Page	5914 / 1626
Prior Transfer Date	Apr 18, 2016
Prior Transfer Doc	0052642908
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 24, 2021
Property Address	12432 WISTERIA DR, NAPLES, FL 34120-4676
Document Number	0059141626
Book / Page	5914 / 1626
Map Reference	MB 47 PG 23
Instrument Date	Mar 8, 2021
Instrument	6024742
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 TALL TREES DR, 205, PINEHURST, NC 28374-8526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12432 WISTERIA DR, NAPLES, FL 34120-4676

Mortgage

Document Number	0059141628
Date	Mar 24, 2021
Instrument	5914/1628

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 5, 2018
Property Address	12432 WISTERIA DR, NAPLES, FL 34120-4676
Document Number	0054741270
Book / Page	005474 / 001270
Instrument Date	Feb 2, 2018
Instrument	5506020
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12432 WISTERIA DR NAPLES FL 341204676, NAPLES, FL 34120-4676

Mortgage

Document Number	54741273
Date	Feb 5, 2018
Book Page	005474/001273
Instrument	5506021

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,015,784 (-2.67%) Land $360,222 Building $655,562	$1,015,784 (-8.36%) Land $360,222 Building $655,562
2025	$12,540.00 (+3.76%) Homeowner's exemption	$1,043,666 (+0.78%)	$1,108,445 (+7.04%) Land $471,705 Building $636,740
2024	$12,085.00 (-5.11%)
2023	$12,736.00 (+3.21%) Homeowner's exemption	$1,035,552 (+12.99%) Land $278,996 Building $756,556	$1,035,552 (+12.99%) Land $278,996 Building $756,556
2022	$12,340.00	$916,493 Land $112,973 Building $803,520	$916,493 Land $112,973 Building $803,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet.

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