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12440 Chaya Ct, Spring Hill, FL 34610 Property Records

Pasco County property record for 12440 Chaya Ct, Spring Hill, FL 34610

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,740 sqft · built 2017
Lot Size0.181 acres (7,902 sqft)
Owner2 Individual Names on Record
Last Sale$188,270 (Aug 2017)
Tax Bill$5,768 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-25-18-0030-00500-0410

Property Details

APN / Parcel Number

Primary APN04-25-18-0030-00500-0410
Alternative APN
  • 0904810

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,740 sqft Living Area
Gross Area2,200 sqft
1st Floor Area1,740 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,902 sqft (0.181 acres)
Garage Area400 sqft
DrivewayDriveway
Driveway Area583 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area60 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0904810
Street Address12440 CHAYA CT
CitySPRING HILL
StateFL
Zip34610-7843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionTALAVERA PHASE 1A-2 PB 73 PG 089 BLOCK 5 LOT 41 OR 9597 PG 2505
Legal Range18E
Legal Township25S
Legal Section04
Legal SubdivisionTALAVERA
Legal Phase1A
Legal Tract30
Legal Block5
Legal Lot Number41
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1077
Census Tract31901

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12440 CHAYA CT, SPRING HILL, FL 34610-7843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2017 · Amount on Record
Deed SaleAug 30, 2017 · Amount on Record
Deed Document Number2017138058
Deed Book / Page9597 / 2505
Record UpdatedJun 8, 2026

August 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateAug 30, 2017
Property Address12440 CHAYA CT, SPRING HILL, FL 34610-7843
Document Number0095972505
Book / Page009597 / 002505
Instrument DateAug 18, 2017
Instrument138058
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 4, 2018
Title CompanyM/I TITLE AGENCY LIMITED LC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,317.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12440 CHAYA CT SPRING HILL FL 346107843, SPRING HILL, FL 34610-7843

Mortgage

Document Number95972507
DateAug 30, 2017
Book Page009597/002507
Instrument138059
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,768.00 (+5.76%) Homeowner's exemption$207,530 (+9.68%) Land $71,400 Building $136,130$295,559 (+5.68%) Land $71,400 Building $224,159
2023$5,454.00 (+6.15%) Additional exemption filed$189,210 (+3%) Land $54,975 Building $134,235$279,670 (+15.87%) Land $54,975 Building $224,695
2022$5,138.00 Homeowner's exemption$183,700 Land $45,825 Building $137,875$241,363 Land $45,825 Building $195,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 146 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies146 in force
Nearby Flood Claims14 (1992–2024)
Claims Outside the SFHA3 of 14
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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