Pasco County property record for 12409 Chaya Ct, Spring Hill, FL 34610
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,508 sqft · built 2017 |
| Lot Size | 0.176 acres (7,690 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $289,900 (Jan 2026) |
| Tax Bill | $5,359 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jul 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-18-0030-00500-0270 |
| Primary APN | 04-25-18-0030-00500-0270 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| Gross Area | 1,962 sqft |
| 1st Floor Area | 1,508 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,690 sqft (0.176 acres) |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 664 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 54 sqft |
| Patio Area | 120 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0904709 |
|---|---|
| Street Address | 12409 CHAYA CT |
| City | SPRING HILL |
| State | FL |
| Zip | 34610-7844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | TALAVERA PHASE 1A-2 PB 73 PG 089 BLOCK 5 LOT 27 |
| Legal Range | 18E |
| Legal Township | 25S |
| Legal Section | 04 |
| Legal Subdivision | TALAVERA |
| Legal Phase | 1A |
| Legal Tract | 30 |
| Legal Block | 5 |
| Legal Lot Number | 27 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 31901 |
Source: Pasco County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11067 ADDISON ST, SPRING HILL, FL 34609-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2026 | Warranty Deed, Transfer · FHA Mortgage LOANUNITED.COM LLC |
| Jul 30, 2025 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Aug 28, 2017 | Warranty Deed, Subdivision Related Transfer M&I FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on Record |
| Deed Sale | Jan 6, 2026 · Amount on Record |
| Prior Sale | Jul 30, 2025 · Amount on Record |
| Deed Document Number | 2026000556 |
| Deed Book / Page | 11342 / 491 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jan 6, 2026 |
| Property Address | 12409 CHAYA CT, SPRING HILL, FL 34610-7844 |
| Document Number | 0113420491 |
| Book / Page | 11342 / 491 |
| Map Reference | MB 73 PG 89-94 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2026000556 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | HOMEWARD TITLE, HOMEWARD TITLE 2 LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,029.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1007 S CONGRESS AVE # AVE9-400, AVE9-400, AUSTIN, TX 78704-8707 |
| Name | Verified Name |
|---|---|
| Address | 11067 ADDISON ST, SPRING HILL, FL 34609-3202 |
| Document Number | 0011342493 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 11342/493 |
| Name | LOANUNITED.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 30, 2025 |
| Property Address | 12409 CHAYA CT, SPRING HILL, FL 34610-7844 |
| Document Number | 0112542598 |
| Book / Page | 11254 / 2598 |
| Map Reference | MB 73 PG 89 |
| Instrument Date | Jul 28, 2025 |
| Instrument | 2025144767 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,788.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12409 CHAYA CT, SPRING HILL, FL 34610-7844 |
| Name | Verified Name |
|---|---|
| Address | 12409 CHAYA CT, SPRING HILL, FL 34610-7844 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 28, 2017 |
| Property Address | 12409 CHAYA CT, SPRING HILL, FL 34610-7844 |
| Document Number | 0095952591 |
| Book / Page | 009595 / 002591 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 135734 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 4, 2018 |
| Title Company | M/I TITLE AGENCY LIMITED LC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12409 CHAYA CT SPRING HILL FL 346107844, SPRING HILL, FL 34610-7844 |
| Document Number | 95952593 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 009595/002593 |
| Instrument | 135735 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 27, 2047 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,359.00 (+3.5%) Homeowner's exemption | $183,190 (+5.98%) Land $71,281 Building $111,909 | $263,869 (+3.82%) Land $71,281 Building $192,588 |
| 2023 | $5,178.00 (+5.91%) Additional exemption filed | $172,850 (+3%) Land $54,856 Building $117,994 | $254,152 (+15.82%) Land $54,856 Building $199,296 |
| 2022 | $4,889.00 Homeowner's exemption | $167,820 Land $45,706 Building $122,114 | $219,435 Land $45,706 Building $173,729 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 146 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 146 in force |
| Nearby Flood Claims | 14 (1992–2024) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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