Pasco County property record for 12428 Chaya Ct, Spring Hill, FL 34610
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,740 sqft · built 2017 |
| Lot Size | 0.181 acres (7,899 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Nov 2022) |
| Tax Bill | $7,192 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-18-0030-00500-0420 |
| Primary APN | 04-25-18-0030-00500-0420 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 2,344 sqft |
| 1st Floor Area | 1,740 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,899 sqft (0.181 acres) |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 583 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0904811 |
|---|---|
| Street Address | 12428 CHAYA CT |
| City | SPRING HILL |
| State | FL |
| Zip | 34610-7843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | TALAVERA PHASE 1A-2 PB 73 PG 089 BLOCK 5 LOT 42 |
| Legal Range | 18E |
| Legal Township | 25S |
| Legal Section | 04 |
| Legal Subdivision | TALAVERA |
| Legal Phase | 1A |
| Legal Tract | 30 |
| Legal Block | 5 |
| Legal Lot Number | 42 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 31901 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 12428 CHAYA CT, SPRING HILL, FL 34610-7843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS MORTGAGE PROFESSIONALS LLC |
| Aug 3, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAS MORTGAGE PROFESSIONALS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2022 · Amount on Record |
| Deed Sale | Nov 29, 2022 · Amount on Record |
| Prior Sale | Aug 3, 2017 · Amount on Record |
| Deed Document Number | 2022250486 |
| Deed Book / Page | 10729 / 303 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 29, 2022 |
| Property Address | 12428 CHAYA CT, SPRING HILL, FL 34610-7843 |
| Document Number | 0107290303 |
| Book / Page | 10729 / 303 |
| Map Reference | MB 73 PG 89-94 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 2022250486 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12673 RETREAT PL, 12673, SPRING HILL, FL 34610-4538 |
| Name | Verified Name |
|---|---|
| Address | 12428 CHAYA CT, SPRING HILL, FL 34610-7843 |
| Document Number | 0010729305 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 10729/305 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12428 CHAYA CT, SPRING HILL, FL 34610-7843 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12428 CHAYA CT, SPRING HILL, FL 34610-7843 |
| Document Number | 0104291499 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 10429/1499 |
| Instrument | 2021186935 |
| Name | AMERICAS MORTGAGE PROFESSIONALS LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 3, 2017 |
| Property Address | 12428 CHAYA CT, SPRING HILL, FL 34610-7843 |
| Document Number | 0095841041 |
| Book / Page | 9584 / 1041 |
| Map Reference | MB73 PG89-94 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 2017122672 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | M I TITLE AG LTD LC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,431.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4343 ANCHOR PLAZA PKWY STE 200, 4343, TAMPA, FL 33634-7508 |
| Name | Verified Name |
|---|---|
| Address | 12428 CHAYA CT, SPRING HILL, FL 34610-7843 |
| Document Number | 2017122673 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 2017122673 |
| Name | AMERICAS MORTGAGE PROFESSIONALS LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,192.00 (+2.1%) Homeowner's exemption | $292,189 (+3.09%) Land $71,398 Building $220,791 | $292,189 (+3.09%) Land $71,398 Building $220,791 |
| 2023 | $7,044.00 (+36.17%) Additional exemption filed | $283,430 (+52.46%) Land $54,973 Building $228,457 | $283,430 (+15.89%) Land $54,973 Building $228,457 |
| 2022 | $5,173.00 Homeowner's exemption | $185,910 Land $45,823 Building $140,087 | $244,567 Land $45,823 Building $198,744 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 146 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 146 in force |
| Nearby Flood Claims | 14 (1992–2024) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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