1244 Elderflower Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 1244 Elderflower Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,970 sqft · built 2020
Lot Size	0.158 acres (6,905 sqft)
Owner	Individual Name on File
Last Sale	$960,000 (Jul 2024)
Tax Bill	$6,531 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-099-3824-1`

Property Details

APN / Parcel Number

Primary APN	`C56-001-099-3824-1`
Alternative APN	`11-1S-22-2001-0000-0230`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,970 sqft Heated Area
Gross Area	4,008 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	6,905 sqft (0.158 acres)
Garage Type	Finished
Garage Area	514 sqft
Porch	Open Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1244 ELDERFLOWER DR
City	NICEVILLE
State	FL
Zip	32578-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK LOT 23
Legal Range	22
Legal Township	01S
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK
Legal Lot Number	23
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

1244 Elderflower Dr is owned and occupied by an individual who bought it in July 2024.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1244 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage THE FIRST A NATIONAL BANKING ASSN
Oct 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2024 · Amount on File
Deed Sale	Jul 31, 2024 · Amount on File
Prior Sale	Sep 21, 2020 · Amount on File
Deed Document Number	3702674
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1244 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034452318
Date	Feb 21, 2020
Book Page	3445/2318
Instrument	3339251

Lender

Name	UNITED BANK
Type	Bank
Address	MILTON, FL 32570

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 21, 2020
Property Address	1244 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Document Number	0034921757
Book / Page	3492 / 1757
Map Reference	MB 28 PG 46-51
Instrument Date	Sep 15, 2020
Instrument	3391418
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 PARTIN DR N, 127, NICEVILLE, FL 32578-2055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3261 HEIRLOOM ROSE PL, OVIEDO, FL 32766-6728

Mortgage

Document Number	0034921759
Date	Sep 21, 2020
Instrument	3492/1759

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 6, 2017
Property Address	1244 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Document Number	0033204024
Book / Page	003320 / 004024
Instrument Date	Oct 4, 2017
Instrument	3164610
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,478.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	127 PARTIN DR N NICEVILLE FL 325782055, NICEVILLE, FL 32578-2055

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$706,886	$718,015 Land $97,527 Building $620,488
2024	$6,531.00 (+2.46%)
2023	$6,374.00 (+4.71%) Homeowner's exemption	$517,917 (+3%)	$727,854 (+6.14%) Land $96,600 Building $631,254
2022	$6,087.00 Homeowner's exemption	$502,832	$685,717 Land $92,000 Building $593,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1244 Elderflower Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1244 Elderflower Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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