1248 Elderflower Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 1248 Elderflower Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,160 sqft · built 2018
Lot Size	0.159 acres (6,904 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Oct 2021)
Tax Bill	$7,171 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-099-3826-6`

Property Details

APN / Parcel Number

Primary APN	`C56-001-099-3826-6`
Alternative APNs	`11-1S-22-2001-0000-0250` `22S111200100000250`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	3,156 sqft
1st Floor Area	1,296 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	6,904 sqft (0.159 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1248 ELDERFLOWER DR
City	NICEVILLE
State	FL
Zip	32578-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK LOT 25
Legal Range	22W
Legal Township	01S
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK
Legal Lot Number	25
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

1248 Elderflower Dr is owned by a company that bought it in October 2021.

Source: Okaloosa County records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1017 E 2ND ST, WEBSTER, SD 57274-1417
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage DACOTAH BANK
May 15, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Prior Sale	May 15, 2018 · Amount on File
Deed Document Number	20213498672
Deed Book / Page	3581 / 4862
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 21, 2021
Property Address	1248 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Document Number	0035814862
Book / Page	3581 / 4862
Map Reference	MB 28 PG 46
Instrument Date	Oct 15, 2021
Instrument	3498672
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	OLD SOUTH LAND TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1248 ELDERFLOWER DR, 1248, NICEVILLE, FL 32578-3425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 E 2ND ST, WEBSTER, SD 57274-1417

Mortgage

Document Number	35814864
Date	Oct 21, 2021
Instrument	3581/4864

Lender

Name	DACOTAH BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 19, 2026

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 15, 2018
Property Address	1248 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Document Number	0033500327
Book / Page	003350 / 000327
Instrument Date	May 9, 2018
Instrument	3206834
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 4, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,090.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1248 ELDERFLOWER DR NICEVILLE FL 32578, NICEVILLE, FL 32578

Mortgage

Document Number	33500333
Date	May 15, 2018
Book Page	003350/000333
Instrument	3206837

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1248 Elderflower Dr was $7,171.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,171.00	$522,412 Land $97,527 Building $424,885	$522,412 Land $97,527 Building $424,885
2023	$7,006.00 (+7.88%)	$525,593 (+6.31%) Land $96,600 Building $428,993	$525,593 (+6.31%) Land $96,600 Building $428,993
2022	$6,494.00	$494,375 Land $92,000 Building $402,375	$494,375 Land $92,000 Building $402,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1248 Elderflower Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1248 Elderflower Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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