1236 Elderflower Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 1236 Elderflower Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,531 sqft · built 2019
Lot Size	0.285 acres (12,411 sqft)
Owner	Individual Name on Record
Last Sale	$875,000 (May 2026)
Tax Bill	$7,323 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-099-3820-9`

Property Details

APN / Parcel Number

Primary APN	`C56-001-099-3820-9`
Alternative APNs	`11-1S-22-2001-0000-0190` `22S111200100000190`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,531 sqft Living Area
Gross Area	3,584 sqft
1st Floor Area	2,531 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	12,411 sqft (0.285 acres)
Garage Type	Attached
Garage Area	606 sqft
Porch	Florida Room
Porch Area	447 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1236 ELDERFLOWER DR
City	NICEVILLE
State	FL
Zip	32578-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK LOT 19
Legal Range	22W
Legal Township	01S
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK
Legal Lot Number	19
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

Source: Okaloosa County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	364 JASMINE AVE, VALPARAISO, FL 32580-1616
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Nov 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST FLORIDA BANK
Nov 8, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 11, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Nov 8, 2019 · Amount on Record
Deed Document Number	20263818375
Prior Transfer Date	Jan 23, 2025
Prior Transfer Doc	0003733890
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 22, 2026
Property Address	1236 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Document Number	0003818375
Instrument Date	May 22, 2026
Instrument	20263818375
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	ROCKET MORTGAGE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$618,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 JASMINE AVE, VALPARAISO, FL 32580-1616
Investor	Possibly a Property Investor

Mortgage

Document Number	0003818376,
Date	May 22, 2026
Instrument	20263818376

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1236 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033750945
Date	Nov 16, 2018
Book Page	3375/0945
Instrument	3243753

Lender

Name	FIRST FLORIDA BANK
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 8, 2019
Property Address	1236 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Document Number	0034280777
Book / Page	003428 / 000777
Instrument Date	Nov 1, 2019
Instrument	3317120
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,914.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1236 ELDERFLOWER DR NICEVILLE FL 325783425, NICEVILLE, FL 32578-3425

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 11, 2017
Property Address	1236 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Document Number	0033211946
Book / Page	003321 / 001946
Instrument Date	Oct 9, 2017
Instrument	3165523
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,500.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1343 NICEVILLE FL 325881343, NICEVILLE, FL 32588-1343

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,323.00 (+9.45%)	$574,076 (+5.99%)	$686,446 (-1.97%) Land $126,785 Building $559,661
2023	$6,691.00 (+4.71%) Homeowner's exemption	$541,648 (+3%)	$700,213 (+5.93%) Land $125,580 Building $574,633
2022	$6,390.00 Homeowner's exemption	$525,872	$661,032 Land $119,600 Building $541,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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