1249 Elderflower Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 1249 Elderflower Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,814 sqft · built 2023
Lot Size	0.21 acres (9,177 sqft)
Owner	Individual Name on File
Last Sale	$845,000 (Apr 2024)
Tax Bill	$5,500 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-001-099-3899-3`

Property Details

APN / Parcel Number

Primary APN	`C56-001-099-3899-3`
Alternative APN	`11-1S-22-2001-0000-0980`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,814 sqft Heated Area
Gross Area	4,430 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	9,177 sqft (0.21 acres)
Garage Type	Finished
Porch	Open Porch
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1249 ELDERFLOWER DR
City	NICEVILLE
State	FL
Zip	32578-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK LOT 98
Legal Range	22
Legal Township	01S
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK
Legal Lot Number	98
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2005
Census Tract	20900

Owner

1249 Elderflower Dr is owned and occupied by an individual who bought it in April 2024.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1249 ELDERFLOWER DR, NICEVILLE, FL 32578-3426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Oct 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on File
Deed Sale	Apr 9, 2024 · Amount on File
Deed Document Number	3681244
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1249 ELDERFLOWER DR, NICEVILLE, FL 32578-3426
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13169 MCMILLAN DR, ORLANDO, FL 32827-4000

Mortgage

Document Number	0003681245
Date	Apr 9, 2024
Instrument	3681245

Lender

Name	FIDELITY BANK
Type	Bank
Address	830 W CAUSEWAY APPROACH STE 1100, MANDEVILLE, LA 70471

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 6, 2017
Property Address	1249 ELDERFLOWER DR, NICEVILLE, FL 32578-3426
Document Number	0033204074
Book / Page	003320 / 004074
Instrument Date	Oct 4, 2017
Instrument	3164617
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,695.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 749 NICEVILLE FL 325880749, NICEVILLE, FL 32588-0749

Tax Assessment & Valuation

The 2025 property tax bill for 1249 Elderflower Dr was $5,500 with exemptions applied.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,500.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$446,342	$677,919 Land $97,527 Building $580,392
2023	$1,145.00 (+8.84%)	$96,600 (+5%) Land $96,600	$96,600 (+5%) Land $96,600
2022	$1,052.00	$92,000 Land $92,000	$92,000 Land $92,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1249 Elderflower Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1249 Elderflower Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elderflower Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures