Merced County property record for 1243 4th St, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 920 sqft · built 1949 |
| Lot Size | 0.121 acres (5,287 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Jun 2025) |
| Tax Bill | $3,264 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-043-032-000 |
| Primary APN | 026-043-032-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 920 sqft Living Area |
| Gross Area | 1,160 sqft |
| 1st Floor Area | 920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 5,287 sqft (0.121 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 16 sqft |
| Patio Area | 16 sqft |
| Cooling System | None |
|---|
| Old Parcel Number | 026-043-032 |
|---|---|
| Street Address | 1243 4TH ST |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-4109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PARCEL 1 PM 67-03 SEC 14/10/10 |
| Legal Subdivision | WILSON RESUB |
| Legal Lot Number | 40 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 5 |
| Census Block | 5026 |
| Census Tract | 2201 |
1243 4th St is owned and occupied by two individuals who bought it in June 2025.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1243 4TH ST, LOS BANOS, CA 93635-4109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2024 | Grant Deed, Transfer TRANSCOUNTY TITLE COMPANY |
| Jun 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on File |
| Deed Sale | Jun 20, 2025 · Amount on File |
| Prior Sale | Sep 17, 2024 · Amount on File |
| Deed Document Number | 202516794 |
| Prior Transfer Date | Feb 16, 2024 |
| Prior Transfer Doc | 0000004152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 23, 2024 |
| Property Address | 1243 4TH ST, LOS BANOS, CA 93635-4109 |
| Document Number | 0000004153 |
| Map Reference | MB 67 PG 2&3 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 2024004153 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1515, GILROY, CA 95021-1515 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1243 4TH ST, LOS BANOS, CA 93635-4109 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1243 4TH ST, LOS BANOS, CA 93635-4109 |
| Document Number | 0000025778 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 2021025778 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
The 2025 property tax bill for 1243 4th St was $3,264 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $372,100 (+21.6%) Land $142,800 Building $229,300 | |
| 2025 | $3,264.00 | $306,000 Land $120,000 Building $186,000 |
| 2023 | $769.00 (+1.85%) Homeowner's exemption | $76,878 Land $10,730 Building $66,148 |
| 2022 | $755.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1243 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1243 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures