Merced County property record for 1240 4th St, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 944 sqft · built 1915 |
| Lot Size | 0.107 acres (4,645 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Jan 2017) |
| Tax Bill | $2,348 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-041-014-000 |
| Primary APN | 026-041-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 944 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,645 sqft (0.107 acres) |
| Porch | Porch |
| Porch Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 026-041-014 |
|---|---|
| Street Address | 1240 4TH ST |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-4110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PARCEL 3 PM 49-4 SEC 14/10/10 |
| Legal Subdivision | WILSON RESUB |
| Legal Lot Number | 1-4 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 5 |
| Census Block | 5025 |
| Census Tract | 2201 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1240 4TH ST, LOS BANOS, CA 93635-4110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jan 31, 2017 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2017 · Amount on Record |
| Deed Sale | Jan 31, 2017 · Amount on Record |
| Prior Sale | Mar 9, 2016 · Amount on Record |
| Deed Document Number | 20173533 |
| Prior Transfer Date | Nov 16, 2001 |
| Prior Transfer Doc | 0000052372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1240 4TH ST, LOS BANOS, CA 93635-4110 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1240 4TH ST, LOS BANOS, CA 93635-4110 |
| Document Number | 0000024041 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022024041 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Feb 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 31, 2017 |
| Property Address | 1240 4TH ST, LOS BANOS, CA 93635-4110 |
| Document Number | 0000003533 |
| Map Reference | MB 49 PG 4 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 2017-003533 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1240 4TH ST, LOS BANOS, CA 93635-4110 |
| Document Number | 0000003534 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 2017-003534 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $218,996 (+2%) Land $71,024 Building $147,972 | |
| 2025 | $2,348.00 (+4.54%) | $214,703 (+4.04%) Land $69,632 Building $145,071 |
| 2023 | $2,246.00 (+1.49%) | $206,368 Land $66,929 Building $139,439 |
| 2022 | $2,213.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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