12428 Oak Leaf Ct, Auburn, CA 95603 Property Records

Placer County property record for 12428 Oak Leaf Ct, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,686 sqft · built 2002
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Mar 2005)
Tax Bill	$7,796 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`052-420-018-000`

Property Details

APN / Parcel Number

Primary APN	`052-420-018-000`
Alternative APN	`052-420-018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,686 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	9,975 sqft (0.229 acres)
Garage Area	753 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	052-420-018
Street Address	12428 OAK LEAF CT
City	AUBURN
State	CA
Zip	95603-2992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 OAK RIDGE ESTATES I I MOR BK W PG 21
Legal Subdivision	OAK RIDGE ESTATES
Legal Lot Number	18
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	5
Census Block	5019
Census Tract	21802

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12428 OAK LEAF CT, AUBURN, CA 95603-2992
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 27, 2021	Intrafamily Transfer, Transfer WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC
Jan 8, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 17, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC
Dec 17, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2005 · Amount on Record
Deed Sale	Mar 30, 2005 · Amount on Record
Prior Sale	Mar 19, 2003 · Amount on Record
Deed Document Number	200538721
Last Transfer Date	Sep 3, 2021
Transfer Doc	0000120771
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	12428 OAK LEAF CT, AUBURN, CA 95603-2992
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12428 OAK LEAF CT, AUBURN, CA 95603-2992

Mortgage

Document Number	0000111484
Date	Oct 6, 2020
Instrument	2020-0111484

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Sep 27, 2021
Property Address	12428 OAK LEAF CT, AUBURN, CA 95603-2992
Document Number	0000120771
Map Reference	MB W PG 21
Instrument Date	Sep 3, 2021
Instrument	2021-0120771
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12428 OAK LEAF CT, AUBURN, CA 95603-2992

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	12428 OAK LEAF CT, AUBURN, CA 95603-2992
Document Number	0000002621
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	WESTMINISTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12428 OAK LEAF CT AUBURN CA 956032992, AUBURN, CA 95603-2992

Mortgage

Document Number	0000002621
Date	Jan 13, 2020
Instrument	2621

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Dec 17, 2018
Property Address	12428 OAK LEAF CT, AUBURN, CA 95603-2992
Document Number	0000090412
Map Reference	MB W PG21
Instrument Date	Dec 12, 2018
Instrument	2018-0090412
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12428 OAK LEAF CT, AUBURN, CA 95603-2992

Mortgage

Document Number	0000090413
Date	Dec 17, 2018
Instrument	2018-0090413

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Dec 17, 2018
Property Address	12428 OAK LEAF CT, AUBURN, CA 95603-2992
Document Number	0000090411
Instrument Date	Oct 5, 2018
Instrument	90411
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12428 OAK LEAF CT AUBURN CA 956032992, AUBURN, CA 95603-2992

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$696,000 (+4.98%) Land $239,300 Building $456,700
2025	$7,796.00 (+5.71%) Homeowner's exemption	$663,000 (+9.23%) Land $228,000 Building $435,000
2023	$7,375.00 (-1.25%) Homeowner's exemption	$607,000 Land $208,700 Building $398,300
2022	$7,468.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kwikbit, SmarterBroadband.

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