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12413 Covington Ct, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 12413 Covington Ct, Charlotte, NC 28277 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,929 sqft · built 1993
Lot Size0.273 acres (11,917 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Oct 2020)
Tax Bill$6,034 (2023)
Deeds & MortgagesOct 2020 Sale & Mortgage
Sep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN229-401-51

Property Details

APN / Parcel Number

Primary APN229-401-51

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,929 sqft Heated Area
Gross Area3,496 sqft
1st Floor Area1,636 sqft
Upper Floors Area1,293 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,917 sqft (0.273 acres)
Garage Area567 sqft
Deck Area210 sqft
Patio Area246 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number229-401-51
Street Address12413 COVINGTON CT
CityCHARLOTTE
StateNC
Zip28277-4608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL109 B1 M25-223
Legal SubdivisionHUNTERS GATE/LANDEN MAP 06
Legal Block1
Legal Lot Number109
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1005
Census Tract5846

Owner

Source: Mecklenburg County records · APN 229-401-51

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12413 COVINGTON CT, CHARLOTTE, NC 28277-4608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2020Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Sep 30, 2019Deed of Trust, Mortgage · Line of Credit
CHARLOTTE METRO CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2020 · Amount on Record
Deed SaleOct 01, 2020 · Amount on Record
Prior SaleOct 11, 2011 · Amount on Record
Deed Document Number0035129556
Deed Book / Page35129 / 556
Record UpdatedJun 07, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 01, 2020
Property Address12413 COVINGTON CT, CHARLOTTE, NC 28277-4608
Document Number0000161200
Book / Page35129 / 556
Map ReferenceMB 25 PG 223
Instrument DateSep 30, 2020
Instrument2020161200
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyMASTER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1018 WELLINGTON AVE, 1018, INDIAN LAND, SC 29707-9625

Transferred To (Grantee/Buyer)

NameVerified Name
Address12413 COVINGTON CT, CHARLOTTE, NC 28277-4608

Mortgage

Document Number0000161201
DateOct 01, 2020
Instrument2020161201
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12413 COVINGTON CT, CHARLOTTE, NC 28277-4608
Document Number0000131602
Instrument DateSep 30, 2019
Transaction TypeMortgage
Record UpdatedOct 25, 2019
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12413 COVINGTON CT CHARLOTTE NC 282774608, CHARLOTTE, NC 28277-4608

Mortgage

Document Number0000131602
DateOct 01, 2019
Book Page033906/000235
Instrument131602
Lender
NameCHARLOTTE METRO CU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 30, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190058461, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims3 (1995–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2020, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 511 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Google FiberFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
Uniti GroupDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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