12421 Hammock Pointe Cir, Clermont, FL 34711 Property Records

Lake County property record for 12421 Hammock Pointe Cir, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,065 sqft · built 2013
Lot Size	0.271 acres (11,847 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jan 2018)
Tax Bill	$5,651 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-26-0400-000-01800`

Property Details

APN / Parcel Number

Primary APN	`06-23-26-0400-000-01800`
Alternative APN	`3880676`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,065 sqft Living Area
1st Floor Area	2,065 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,847 sqft (0.271 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3880676
Street Address	12421 HAMMOCK POINTE CIR
City	CLERMONT
State	FL
Zip	34711-8089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMOCK POINTE PB 64 PG 41-45 LOT 18 ORB 5051 PG 233
Legal Section	06
Legal Subdivision	HAMMOCK POINTE
Legal Tract	400
Legal Lot Number	18
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1021
Census Tract	31316

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12421 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 21, 2021	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 8, 2018	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2018 · Amount on Record
Deed Sale	Jan 8, 2018 · Amount on Record
Prior Sale	Nov 12, 2013 · Amount on Record
Deed Document Number	2018002871
Deed Book / Page	5051 / 0233
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12421 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12421 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089

Mortgage

Document Number	0061821293
Date	Jul 26, 2023
Book Page	6182/1293
Instrument	2023089918

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Mar 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12421 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12421 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089

Mortgage

Document Number	0056911803
Date	Apr 21, 2021
Book Page	5691/1803
Instrument	2021054218

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 8, 2018
Property Address	12421 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089
Document Number	0050510233
Book / Page	5051 / 0233
Map Reference	MB 64 PG 41-45
Instrument Date	Jan 4, 2018
Instrument	2018002871
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8829 SKY VISTA CT, 8829, ORLANDO, FL 32818-8965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12421 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089

Mortgage

Document Number	2018002872
Date	Jan 8, 2018
Instrument	2018002872

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$380,954 (+5.03%) Land $100,000 Building $280,954	$380,954 (+5.03%) Land $100,000 Building $280,954
2024	$5,651.00 (+13.41%)
2023	$4,983.00 (+14.11%)	$362,713 (+14.61%)	$362,713 (+14.61%) Land $100,000 Building $262,713
2022	$4,367.00	$316,463	$316,463 Land $53,750 Building $262,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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