12420 Hammock Pointe Cir, Clermont, FL 34711 Property Records

Lake County property record for 12420 Hammock Pointe Cir, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,871 sqft · built 2013
Lot Size	0.293 acres (12,792 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Jan 2022)
Tax Bill	$6,356 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-23-26-0400-000-09200`

Property Details

APN / Parcel Number

Primary APN	`06-23-26-0400-000-09200`
Alternative APN	`3880750`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,871 sqft Living Area
1st Floor Area	1,761 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,792 sqft (0.293 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	300 sqft
Porch	Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3880750
Street Address	12420 HAMMOCK POINTE CIR
City	CLERMONT
State	FL
Zip	34711-8088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMOCK POINTE PB 64 PG 41-45 LOT 92 ORB 5879 PG 1468
Legal Section	06
Legal Subdivision	HAMMOCK POINTE
Legal Tract	400
Legal Lot Number	92
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1006
Census Tract	31316

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12420 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Mar 1, 2013 · Amount on Record
Deed Document Number	2022008667
Deed Book / Page	5879 / 1468
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 19, 2022
Property Address	12420 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8088
Document Number	0058791468
Book / Page	5879 / 1468
Map Reference	MB 64 PG 41-45
Instrument Date	Jan 12, 2022
Instrument	2022008667
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	SUNSHINE STATE TITLE, SUNSHINE STATE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 LANTANA AVE, FLAGLER BEACH, FL 32136-3317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12420 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8088

Mortgage

Document Number	0058791470
Date	Jan 19, 2022
Instrument	5879/1470

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12420 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8088
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049780889
Date	Jul 27, 2017
Book Page	4978/0889
Instrument	2017081103

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$472,584 (+5%) Land $100,000 Building $372,584	$472,584 (+5%) Land $100,000 Building $372,584
2024	$6,356.00 (+5.27%)
2023	$6,038.00 (+79.6%) Homeowner's exemption	$450,095 (+73.8%)	$450,095 (+2%) Land $100,000 Building $350,095
2022	$3,362.00 Homeowner's exemption	$258,980	$375,067 Land $53,750 Building $321,317

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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