12409 Hammock Pointe Cir, Clermont, FL 34711 Property Records

Lake County property record for 12409 Hammock Pointe Cir, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,779 sqft · built 2014
Lot Size	0.273 acres (11,900 sqft)
Owner	2 Company Names on Record
Last Sale	$605,000 (Dec 2023)
Tax Bill	$6,974 (2024)
Deeds & Mortgages	Dec 2023 Sale Jan 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-26-0400-000-01500`

Property Details

APN / Parcel Number

Primary APN	`06-23-26-0400-000-01500`
Alternative APN	`3880673`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,779 sqft Living Area
1st Floor Area	1,519 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,900 sqft (0.273 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	432 sqft
Porch	Open Porch
Porch Area	499 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3880673
Street Address	12409 HAMMOCK POINTE CIR
City	CLERMONT
State	FL
Zip	34711-8089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMOCK POINTE PB 64 PG 41-45 LOT 15 ORB 6250 PG 265
Legal Section	06
Legal Subdivision	HAMMOCK POINTE
Legal Tract	400
Legal Lot Number	15
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1021
Census Tract	31316

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	12409 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Warranty Deed, Transfer EQUITABLE TITLE OF LAKE COUNTY, EQUITABLE TTL OF LAKE COUNTR
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 5, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	Apr 5, 2017 · Amount on Record
Deed Document Number	2023146225
Deed Book / Page	6250 / 265
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 1, 2023
Property Address	12409 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089
Document Number	0062500265
Book / Page	6250 / 265
Map Reference	MB 64 PG 41-45
Instrument Date	Nov 29, 2023
Instrument	2023146225
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	EQUITABLE TITLE OF LAKE COUNTY, EQUITABLE TTL OF LAKE COUNTR

Transaction

Amount	Amount Recorded
Tax	$4,235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4139 ARLINGTON RIDGE BLVD, LEESBURG, FL 34748-1221

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	12409 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12409 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058760112
Date	Jan 12, 2022
Book Page	5876/112
Instrument	2022006035

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12409 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12409 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089

Mortgage

Document Number	0061260099
Date	Apr 17, 2023
Book Page	6126/99
Instrument	2023043985

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12409 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050462415
Date	Dec 29, 2017
Book Page	5046/2415
Instrument	2017138461

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 20, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12409 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089
Document Number	0054750827
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12409 HAMMOCK POINTE CIR CLERMONT FL 347118089, CLERMONT, FL 34711-8089

Mortgage

Document Number	0054750827
Date	May 26, 2020
Book Page	005475/000827
Instrument	56515

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12409 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089
Document Number	0052672238
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12409 HAMMOCK POINTE CIR CLERMONT FL 347118089, CLERMONT, FL 34711-8089

Mortgage

Document Number	0052672238
Date	Apr 23, 2019
Book Page	005267/002238
Instrument	44349

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 22, 2034

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 5, 2017
Property Address	12409 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8089
Document Number	0049250809
Book / Page	004925 / 000809
Instrument Date	Mar 29, 2017
Instrument	36621
Transaction Type	Transfer
Record Updated	Apr 20, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12409 HAMMOCK POINTE CIR CLERMONT FL 347118089, CLERMONT, FL 34711-8089

Mortgage

Document Number	49250811
Date	Apr 5, 2017
Book Page	004925/000811
Instrument	36622

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 4, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$474,323 (+67%) Land $100,000 Building $374,323	$474,323 (+4.95%) Land $100,000 Building $374,323
2024	$6,974.00 (+81.95%)
2023	$3,833.00 (+6.86%) Homeowner's exemption	$284,030 (+3%)	$451,971 (+19.68%) Land $100,000 Building $351,971
2022	$3,587.00 Homeowner's exemption	$275,760	$377,657 Land $53,750 Building $323,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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