Mecklenburg County property record for 12416 Current Dr, Charlotte, NC 28278
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,104 sqft · built 2017 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $639,000 (Feb 2026) |
| Tax Bill | $3,748 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 199-162-79 |
| Primary APN | 199-162-79 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,104 sqft Living Area |
| Gross Area | 3,724 sqft |
| 1st Floor Area | 1,364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 10,193 sqft (0.234 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12416 CURRENT DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28278-6953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX-1(INNOV |
| Legal Description | L119 M60-414 THRU 416 |
| Legal Subdivision | CHAPEL COVE |
| Legal Block | 2 |
| Legal Lot Number | 119 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 3, STEELE CREEK |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 5908 |
Source: Mecklenburg County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12416 CURRENT DR, CHARLOTTE, NC 28278-6953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Feb 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOAN PRONTO INC |
| Dec 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 21, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2026 · Amount on Record |
| Deed Sale | Feb 17, 2026 · Amount on Record |
| Prior Sale | Dec 16, 2021 · Amount on Record |
| Deed Document Number | 202615195 |
| Deed Book / Page | 40202 / 424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 17, 2026 |
| Property Address | 12416 CURRENT DR, CHARLOTTE, NC 28278-6953 |
| Document Number | 0000015195 |
| Book / Page | 40202 / 424 |
| Map Reference | MB 60 PG 414-416 |
| Instrument Date | Feb 4, 2026 |
| Instrument | 2026015195 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,278.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 ANNATTO WAY, TEGA CAY, SC 29708-0023 |
| Name | Verified Name |
|---|---|
| Address | 12416 CURRENT DR, CHARLOTTE, NC 28278-6953 |
| Document Number | 0000015196 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2026015196 |
| Name | LOAN PRONTO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 16, 2021 |
| Property Address | 12416 CURRENT DR, CHARLOTTE, NC 28278-6953 |
| Document Number | 0000237291 |
| Book / Page | 36879 / 149 |
| Map Reference | MB 60 PG 414-416 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2021237291 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | CARDINAL TITLE CENTER LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,090.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 16S25 RUDYARD LANE, HUNTERSVILLE, NC 28078 |
| Name | Verified Name |
|---|---|
| Address | 12416 CURRENT DR, CHARLOTTE, NC 28278-6953 |
| Investor | Possibly a Property Investor |
| Document Number | 0000237292 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021237292 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 21, 2017 |
| Property Address | 12416 CURRENT DR, CHARLOTTE, NC 28278-6953 |
| Document Number | 0000127857 |
| Book / Page | 32134 / 933 |
| Map Reference | MB60 PG414-416 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 2017127857 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $782.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11121 CARMEL COMMONS BLVD STE 450, 11121, CHARLOTTE, NC 28226-4498 |
| Name | Verified Name |
|---|---|
| Address | 12416 CURRENT DR, CHARLOTTE, NC 28278-6953 |
| Investor | Possibly a Property Investor |
| Document Number | 0000127858 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 2017127858 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,748.00 (+1.52%) | $529,800 Land $125,000 Building $404,800 | $529,800 (-) Land $125,000 Building $404,800 |
| 2024 | $3,692.00 | ||
| 2023 | $529,800 Land $125,000 Building $404,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures