12407 Current Dr, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 12407 Current Dr, Charlotte, NC 28278

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,104 sqft · built 2017
Lot Size0.179 acres (7,800 sqft)
OwnerIndividual Name on Record
Last Sale$368,000 (Oct 2017)
Tax Bill$3,264 (2023)
Deeds & MortgagesNov 2021 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN199-162-24

Property Details

APN / Parcel Number

Primary APN199-162-24

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,104 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area7,800 sqft (0.179 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number199-162-24
Street Address12407 CURRENT DR
CityCHARLOTTE
StateNC
Zip28278-6953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-1(INNOV)
Legal DescriptionL97 M60-414 THRU 416
Legal SubdivisionCHAPEL COVE SUB PH 4B MAP 1
Legal Lot Number97
JurisdictionMECKLENBURG NC
Township / Civil Division3, STEELE CREEK
Census Block Group1
Census Block1026
Census Tract5908

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12407 CURRENT DR, CHARLOTTE, NC 28278-6953
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
E MORTGAGE CAPITAL INC
Oct 18, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2017 · Amount on Record
Deed SaleOct 18, 2017 · Amount on Record
Prior SaleOct 18, 2017 · Amount on Record
Deed Document Number0000140871
Deed Book / Page32203 / 212
Last Transfer DateNov 23, 2021
Transfer Doc0000222680
Record UpdatedJun 7, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateNov 23, 2021
Property Address12407 CURRENT DR, CHARLOTTE, NC 28278-6953
Document Number0000222680
Book / Page36795 / 213
Map ReferenceMB 60 PG 414-416
Instrument DateNov 16, 2021
Instrument2021222680
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyNATIONAL CLOSING SOLUTIONS

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12407 CURRENT DR, CHARLOTTE, NC 28278-6953

Mortgage

Document Number0000222681
DateNov 23, 2021
Instrument2021222681
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

October 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 18, 2017
Property Address12407 CURRENT DR, CHARLOTTE, NC 28278-6953
Document Number0000140871
Book / Page32203 / 212
Map ReferenceMB60 PG414-416
Instrument DateOct 17, 2017
Instrument2017140871
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$736.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11121 CARMEL COMMONS BLVD STE 450, 11121, CHARLOTTE, NC 28226-4498

Transferred To (Grantee/Buyer)

NameVerified Name
Address12407 CURRENT DR, CHARLOTTE, NC 28278-6953

Mortgage

Document Number0000140872
DateOct 18, 2017
Instrument2017140872
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Current Dr

Nearby Streets

Search Property Records by Address or Parcel Number