1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Charlotte
  5. Current Dr

12421 Current Dr, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 12421 Current Dr, Charlotte, NC 28278

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,284 sqft · built 2017
Lot Size0.205 acres (8,934 sqft)
OwnerIndividual Name on Record
Last Sale$460,000 (Mar 2018)
Tax Bill$3,607 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN199-162-27

Property Details

APN / Parcel Number

Primary APN199-162-27

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,284 sqft Heated Area

Exterior

Year BuiltBuilt 2017
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area8,934 sqft (0.205 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number199-162-27
Street Address12421 CURRENT DR
CityCHARLOTTE
StateNC
Zip28278-6953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-1(INNOV)
Legal DescriptionL100 M60-414 THRU 416
Legal SubdivisionCHAPEL COVE SUB PH 4B MAP 1
Legal Lot Number100
JurisdictionMECKLENBURG NC
Township / Civil Division3, STEELE CREEK
Census Block Group1
Census Block1026
Census Tract5908

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12421 CURRENT DR, CHARLOTTE, NC 28278-6953
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Mar 29, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2018 · Amount on Record
Deed SaleMar 29, 2018 · Amount on Record
Deed Document Number0032566753
Deed Book / Page32566 / 753
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12421 CURRENT DR, CHARLOTTE, NC 28278-6953
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024911
DateFeb 9, 2021
Book Page35651/445
Instrument2021024911
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2041

March 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 29, 2018
Property Address12421 CURRENT DR, CHARLOTTE, NC 28278-6953
Document Number0000037405
Book / Page32566 / 753
Map ReferenceMB60 PG414-416
Instrument DateMar 29, 2018
Instrument2018037405
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11121 CARMEL COMMONS BLVD STE 450, 11121, CHARLOTTE, NC 28226-4498

Transferred To (Grantee/Buyer)

NameVerified Name
Address12421 CURRENT DR, CHARLOTTE, NC 28278-6953

Mortgage

Document Number0000037406
DateMar 29, 2018
Instrument2018037406
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Current Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures