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12422 Current Dr, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 12422 Current Dr, Charlotte, NC 28278

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,501 sqft · built 2017
Lot Size0.255 acres (11,150 sqft)
OwnerIndividual Name on File
Last Sale$625,000 (Nov 2021)
Tax Bill$3,568 (2023)
Deeds & MortgagesOct 2022 Transfer
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN199-162-78

Property Details

APN / Parcel Number

Primary APN199-162-78

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,501 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area11,150 sqft (0.255 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number199-162-78
Street Address12422 CURRENT DR
CityCHARLOTTE
StateNC
Zip28278-6953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-1(INNOV)
Legal DescriptionL118 M60-414 THRU 416
Legal Lot Number118
JurisdictionMECKLENBURG NC
Township / Civil Division3, STEELE CREEK
Census Block Group1
Census Block1029
Census Tract5908

Owner

12422 Current Dr is owned and occupied by an individual who acquired it in October 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-owner2 Co-owners on File
Mailing Address12422 CURRENT DR, CHARLOTTE, NC 28278-6953
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Intrafamily Transfer, Transfer
Nov 30, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleNov 30, 2021 · Amount on File
Deed SaleNov 30, 2021 · Amount on File
Prior SaleNov 30, 2021 · Amount on File
Deed Document Number0000225989
Deed Book / Page36816 / 311
Last Transfer DateOct 4, 2022
Transfer Doc0000138681
Record UpdatedJun 7, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateOct 4, 2022
Property Address12422 CURRENT DR, CHARLOTTE, NC 28278-6953
Document Number0000138681
Book / Page37691 / 466
Map ReferenceMB 60 PG 414-416
Instrument DateOct 4, 2022
Instrument2022138681
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12422 CURRENT DR, CHARLOTTE, NC 28278-6953

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address12422 CURRENT DR, CHARLOTTE, NC 28278-6953

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 30, 2021
Property Address12422 CURRENT DR, CHARLOTTE, NC 28278-6953
Document Number0000225989
Book / Page36816 / 311
Map ReferenceMB 60 PG 414-416
Instrument DateNov 29, 2021
Instrument2021225989
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10626 HONEYFUR CT, CHARLOTTE, NC 28278-6972

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12422 CURRENT DR, CHARLOTTE, NC 28278-6953

Mortgage

Document Number0000225990
DateNov 30, 2021
Instrument2021225990
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2036

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 12422 Current Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12422 Current Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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