1241 Lost Oak Rd, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 1241 Lost Oak Rd, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	6 bd · 9 ba · 8,174 sqft · built 2006
Lot Size	0.295 acres (12,886 sqft)
Owner	Individual Name on Record
Last Sale	$1,130,000 (Jun 2020)
Tax Bill	$12,532 (2023)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`213-041-62`

Property Details

APN / Parcel Number

Primary APN	`213-041-62`

Interior

Bedrooms	6 Beds
Full Baths	9 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	8,174 sqft Heated Area
Gross Area	9,220 sqft
1st Floor Area	3,799 sqft
Upper Floors Area	3,856 sqft
Attic Area	519 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Lot Area	12,886 sqft (0.295 acres)
Garage Area	682 sqft
Porch	Porch
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	213-041-62
Street Address	1241 LOST OAK RD
City	CHARLOTTE
State	NC
Zip	28270-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L20 P21 M44-614
Legal Subdivision	LOST TREE
Legal Lot Number	20
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2001
Census Tract	3016

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1241 LOST OAK RD, CHARLOTTE, NC 28270-1056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Mar 17, 2020	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Prior Sale	Mar 17, 2020
Deed Document Number	0034671637
Deed Book / Page	34671 / 637
Record Updated	Jun 7, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 10, 2020
Property Address	1241 LOST OAK RD, CHARLOTTE, NC 28270-1056
Document Number	0000084487
Book / Page	34671 / 637
Map Reference	MB 44 PG 614
Instrument Date	Jun 5, 2020
Instrument	2020084487
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	BARRISTERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 49442, CHARLOTTE, NC 28277-0079

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1241 LOST OAK RD, CHARLOTTE, NC 28270-1056

Mortgage

Document Number	0000084488
Date	Jun 10, 2020
Instrument	2020084488

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.75%
Index	1-Year CMT
Margin	3
Max Rate	8.75%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 17, 2020
Property Address	1241 LOST OAK RD, CHARLOTTE, NC 28270-1056
Document Number	0000037757
Book / Page	034376 / 000964
Instrument Date	Mar 12, 2020
Instrument	37757
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1241 LOST OAK RD CHARLOTTE NC 282701056, CHARLOTTE, NC 28270-1056

Mortgage

Document Number	37758
Date	Mar 17, 2020
Book Page	034376/000967
Instrument	37758

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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