1232 Lost Oak Rd, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 1232 Lost Oak Rd, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 7,989 sqft · built 2007
Lot Size	0.288 acres (12,573 sqft)
Owner	Company Name on Record
Last Sale	$720,000 (Jan 2014)
Tax Bill	$10,880 (2023)
Deeds & Mortgages	Oct 2021 Second Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`213-041-42`

Property Details

APN / Parcel Number

Primary APN	`213-041-42`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	7,989 sqft Heated Area
Gross Area	8,687 sqft
1st Floor Area	2,898 sqft
Upper Floors Area	2,546 sqft
Attic Area	643 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Lot Area	12,573 sqft (0.288 acres)
Garage Area	698 sqft
Patio Area	712 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	213-041-42
Street Address	1232 LOST OAK RD
City	CHARLOTTE
State	NC
Zip	28270-0899
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L11 M44-614
Legal Subdivision	LOST TREE
Legal Lot Number	11
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2001
Census Tract	3016

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	14819 BALLANTYNE VILLAGE WAY, CHARLOTTE, NC 28277-5038
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MCFARLIN LLC
Oct 31, 2022	Intrafamily Transfer, Transfer
Feb 14, 2020	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2014 · Amount on Record
Deed Sale	Jan 14, 2014 · Amount on Record
Prior Sale	Jan 14, 2014 · Amount on Record
Deed Document Number	0000004566
Deed Book / Page	028947 / 000668
Last Transfer Date	Oct 31, 2022
Transfer Doc	0000148538
Record Updated	Jun 7, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1232 LOST OAK RD, CHARLOTTE, NC 28270-0899
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 LOST OAK RD, CHARLOTTE, NC 28270-0899

Mortgage

Document Number	0000193305
Date	Oct 8, 2021
Book Page	36625/330
Instrument	2021193305

Lender

Name	MCFARLIN LLC
Type	Non-Lending Institution
Address	CHARLOTTE, NC 28202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 31, 2022
Property Address	1232 LOST OAK RD, CHARLOTTE, NC 28270-0899
Document Number	0000148538
Book / Page	37743 / 782
Map Reference	MB 44 PG 614
Instrument Date	Oct 27, 2022
Instrument	2022148538
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14819 BALLANTYNE VILLAGE WAY, CHARLOTTE, NC 28277-5038

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14819 BALLANTYNE VILLAGE WAY, CHARLOTTE, NC 28277-5038

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1232 LOST OAK RD, CHARLOTTE, NC 28270-0899
Document Number	0000024143
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 LOST OAK RD CHARLOTTE NC 282700899, CHARLOTTE, NC 28270-0899

Mortgage

Document Number	0000024143
Date	Feb 20, 2020
Book Page	034299/000882
Instrument	24143

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

Nearby Properties on Lost Oak Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures