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1306 Lost Oak Rd, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 1306 Lost Oak Rd, Charlotte, NC 28270 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 5,229 sqft · built 2008
Lot Size0.287 acres (12,520 sqft)
OwnerIndividual Name on File
Last Sale$691,500 (Aug 2010)
Tax Bill$8,905 (2023)
Deeds & MortgagesAug 2022 Line of Credit
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN213-041-39

Property Details

APN / Parcel Number

Primary APN213-041-39

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area5,229 sqft Heated Area
Gross Area6,082 sqft
1st Floor Area2,084 sqft
Upper Floors Area2,577 sqft
Attic Area644 sqft
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Lot Area12,520 sqft (0.287 acres)
Garage Area777 sqft
Patio Area418 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number213-041-39
Street Address1306 LOST OAK RD
CityCHARLOTTE
StateNC
Zip28270-1282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL14 M44-614
Legal SubdivisionLOST TREE
Legal Lot Number14
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract3016

Owner

Source: Mecklenburg County records · APN 213-041-39

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1306 LOST OAK RD, CHARLOTTE, NC 28270-1282
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
May 01, 2017Intrafamily Transfer, Transfer · ARM
NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2010 · Amount on Record
Deed SaleAug 04, 2010 · Amount on Record
Prior SaleAug 04, 2010 · Amount on Record
Deed Document Number0000090051
Last Transfer DateMay 01, 2017
Transfer Doc0000056443
Record UpdatedJun 07, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1306 LOST OAK RD, CHARLOTTE, NC 28270-1282
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000122386
DateAug 25, 2022
Book Page37598/565
Instrument2022122386
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 21, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1306 LOST OAK RD, CHARLOTTE, NC 28270-1282
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000164555
DateOct 06, 2020
Book Page35149/625
Instrument2020164555
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

May 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMay 01, 2017
Property Address1306 LOST OAK RD, CHARLOTTE, NC 28270-1282
Document Number0000056443
Book / Page31764 / 271
Map ReferenceMB44 PG614
Instrument DateApr 24, 2017
Instrument2017056443
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyTIMIOS INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1306 LOST OAK RD, 1306, CHARLOTTE, NC 28270-1282

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1306 LOST OAK RD, CHARLOTTE, NC 28270-1282
InvestorPossibly a Property Investor

Mortgage

Document Number0000056444
DateMay 01, 2017
Instrument2017056444
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueMay 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateMay 01, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190030162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 111 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Uniti GroupDSL200 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Uniti Group, AT&T, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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