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1224 Lost Oak Rd, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 1224 Lost Oak Rd, Charlotte, NC 28270

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 5,553 sqft · built 2007
Lot Size0.289 acres (12,589 sqft)
OwnerCompany Name on Record
Last Sale$680,000 (May 2010)
Tax Bill$7,054 (2024)
Deeds & MortgagesOct 2025 Transfer
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN213-041-43

Property Details

APN / Parcel Number

Primary APN213-041-43

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area5,553 sqft Heated Area
Gross Area6,335 sqft
1st Floor Area2,180 sqft
Upper Floors Area2,670 sqft
Attic Area703 sqft
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Exterior MaterialBrick
Foundation TypeRaised
Lot Area12,589 sqft (0.289 acres)
Garage Area782 sqft
Patio Area450 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1224 LOST OAK RD
CityCHARLOTTE
StateNC
Zip28270-0899
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL10 M44-614
Legal SubdivisionLOST TREE
Legal Lot Number10
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract3016

Owner

Source: Mecklenburg County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-owner2 Co-owners on Record
Mailing Address1224 LOST OAK RD, CHARLOTTE, NC 28270-0899
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Intrafamily Transfer, Transfer
Jul 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
CORNING FCU

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleMay 14, 2010 · Amount on Record
Deed SaleMay 14, 2010 · Amount on Record
Prior SaleMay 14, 2010 · Amount on Record
Deed Document Number0000055304
Last Transfer DateOct 16, 2025
Transfer Doc0000106223
Record UpdatedJun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateOct 16, 2025
Property Address1224 LOST OAK RD, CHARLOTTE, NC 28270-0899
Document Number0000106223
Book / Page39936 / 993
Map ReferenceMB 44 PG 614
Instrument DateSep 25, 2024
Instrument2025106223
Transaction TypeTransfer
Record UpdatedOct 28, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1224 LOST OAK RD, CHARLOTTE, NC 28270-0899

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1224 LOST OAK RD, CHARLOTTE, NC 28270-0899

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1224 LOST OAK RD, CHARLOTTE, NC 28270-0899
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000098824
DateJul 1, 2020
Book Page34757/557
Instrument2020098824
Lender
NameCORNING FCU
TypeCredit Union
AddressCORNING, NY 14830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2040

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$931,600 Land $200,000 Building $731,600
2024$7,054.00
2023$931,600 Land $200,000 Building $731,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL · Fiber in parts of the area		200 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Google Fiber.

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