1240 Palmetto Rd, Eustis, FL 32726 Property Records

Lake County property record for 1240 Palmetto Rd, Eustis, FL 32726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1986
Lot Size	0.273 acres (11,895 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (Aug 2020)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2021 Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-26-0450-000-04200`

Property Details

APN / Parcel Number

Primary APN	`15-19-26-0450-000-04200`
Alternative APNs	`261915045000004200` `2860511`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,040 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,722 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,895 sqft (0.273 acres)
Lot Dimensions	152 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	348 sqft
Deck Area	Deck Area
Patio Area	272 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2860511
Street Address	1240 PALMETTO RD
City	EUSTIS
State	FL
Zip	32726-5344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	EUSTIS SPRINGWOOD LANDINGS SUB LOT 42 *UNRECORDED PLAT SEE DEED FOR FULL PROPERTY DESCRIPTION ORB 5521 PG 633 ORB 5840 PG 371
Legal Range	26E
Legal Township	19S
Legal Section	15
Legal Subdivision	EUSTIS SPRINGWOOD LANDINGS SUB
Legal Tract	0450
Legal Block	2
Legal Lot Number	42
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	2
Census Block	2061
Census Tract	30209

Owner

Source: Lake County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2420 31ST ST, ASTORIA, NY 11102-1173
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Intrafamily Transfer, Transfer · VA Mortgage FEDERAL FIRST LENDING LLC
Nov 18, 2021	ACCOMODATION, ACCOMMODATION
Aug 11, 2020	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Prior Sale	Sep 27, 2012 · Amount on Record
Deed Document Number	202086748
Deed Book / Page	5521 / 633
Last Transfer Date	Nov 11, 2021
Transfer Doc	0058400371
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Dec 31, 2025
Property Address	1240 PALMETTO RD, EUSTIS, FL 32726-5344
Document Number	0066581692
Book / Page	6658 / 1692
Map Reference	MB 737 PG 1932
Instrument Date	Dec 30, 2025
Instrument	2025159349
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1240 PALMETTO RD, EUSTIS, FL 32726-5344

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 20 31ST ST, ASTORIA, NY 11102

Mortgage

Document Number	0066652261
Date	Dec 31, 2025
Instrument	6665/2261

Lender

Name	FEDERAL FIRST LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Feb 1, 2056

November 2021:

Jurisdiction	LAKE FL
Recording Date	Nov 18, 2021
Property Address	1240 PALMETTO RD, EUSTIS, FL 32726-5344
Document Number	0058400371
Book / Page	5840 / 371
Map Reference	MB 737 PG 1932
Instrument Date	Nov 11, 2021
Instrument	2021160551
Record Updated	May 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2521 SW 102ND DR, DAVIE, FL 33324-7604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 PALMETTO RD, EUSTIS, FL 32726-5344

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 11, 2020
Property Address	1240 PALMETTO RD, EUSTIS, FL 32726-5344
Document Number	0055210633
Book / Page	5521 / 633
Map Reference	MB 6 PG 84
Instrument Date	Jul 31, 2020
Instrument	2020086748
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	SHIPLEY LAW FIRM AND TTL CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1240 PALMETTO RD, 1240, EUSTIS, FL 32726-5344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 PALMETTO RD, EUSTIS, FL 32726-5344

Mortgage

Document Number	0005521635
Date	Aug 11, 2020
Instrument	5521/635

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,660 (+2.9%)	$351,535 (-0.01%) Land $80,000 Building $271,535
2025		$183,350 (+5.98%) Land $80,000 Building $103,350	$351,569 (+23.52%) Land $80,000 Building $271,569
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$173,000	$284,628 Land $56,000 Building $228,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Palmetto Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures