1224 Palmetto Rd, Eustis, FL 32726 Property Records

Lake County property record for 1224 Palmetto Rd, Eustis, FL 32726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,014 sqft · built 1983
Lot Size	0.309 acres (13,437 sqft)
Owner	Individual Name on File
Last Sale	$334,000 (Jun 2026)
Tax Bill	$2,379 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-26-0450-000-05000`

Property Details

APN / Parcel Number

Primary APN	`15-19-26-0450-000-05000`
Alternative APNs	`261915045000005000` `2632160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,014 sqft Living Area
Gross Area	2,518 sqft
1st Floor Area	2,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	13,437 sqft (0.309 acres)
Lot Dimensions	169 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	240 sqft
Porch	Finished/Open Porch
Porch Area	48 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2632160
Street Address	1224 PALMETTO RD
City	EUSTIS
State	FL
Zip	32726-5336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	EUSTIS SPRINGWOOD LANDING SUB LOT 50 *UNRECORDED PLAT SEE DEED FOR FULL PROPERTY DESCRIPTION ORB 4662 PG 1722
Legal Range	26E
Legal Township	19S
Legal Section	15
Legal Subdivision	EUSTIS SPRINGWOOD LANDING SUB
Legal Tract	0450
Legal Block	2
Legal Lot Number	50
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	2
Census Block	2061
Census Tract	30209

Owner

1224 Palmetto Rd is owned and occupied by an individual who bought it in June 2026.

Source: Lake County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1224 PALMETTO RD, EUSTIS, FL 32726-5336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Special Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on File
Deed Sale	Jun 24, 2026 · Amount on File
Prior Sale	Aug 10, 2015 · Amount on File
Deed Document Number	202677597
Deed Book / Page	6763 / 1779
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 24, 2026
Property Address	1224 PALMETTO RD, EUSTIS, FL 32726-5336
Document Number	0000077597
Book / Page	6763 / 1779
Instrument Date	Jun 23, 2026
Instrument	202677597
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	ROCKET TITLE, ROCKSTAR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236,138.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 PALMETTO RD, EUSTIS, FL 32726-5336

Mortgage

Document Number	0000078622,
Date	Jun 24, 2026
Book Page	6765/415
Instrument	202678622

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000078623,
Date	Jun 25, 2026
Book Page	6765/435
Instrument	202678623

Lender

Name	HOUSING FINANCE CORPORATION FLORIDA

Agreement

Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1224 PALMETTO RD, EUSTIS, FL 32726-5336
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057142435
Date	May 21, 2021
Book Page	5714/2435
Instrument	2021071265

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Jan 1, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1224 PALMETTO RD, EUSTIS, FL 32726-5336
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057851244
Date	Sep 1, 2021
Book Page	5785/1244
Instrument	2021121026

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1224 PALMETTO RD, EUSTIS, FL 32726-5336
Document Number	0054150940
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 PALMETTO RD EUSTIS FL 327265336, EUSTIS, FL 32726-5336

Mortgage

Document Number	0054150940
Date	Feb 3, 2020
Book Page	005415/000940
Instrument	13380

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 2, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1224 PALMETTO RD, EUSTIS, FL 32726-5336
Document Number	0052371352
Instrument Date	Feb 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 PALMETTO RD EUSTIS FL 327265336, EUSTIS, FL 32726-5336

Mortgage

Document Number	0052371352
Date	Feb 19, 2019
Book Page	005237/001352
Instrument	18479

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1224 Palmetto Rd was $2,379 with a homeowner's exemption, up 2% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,320 (+2.9%)	$364,564 (-0.01%) Land $80,000 Building $284,564
2025	$2,379.00 (+2.02%) Homeowner's exemption	$162,610 Land $80,000 Building $82,610	$364,616 Land $80,000 Building $284,616
2024	$2,332.00 (+4.9%)
2023	$2,223.00 (+2.11%) Homeowner's exemption	$153,430 (+2.99%)	$297,626 (+10.17%) Land $56,000 Building $241,626
2022	$2,177.00 Homeowner's exemption	$148,970	$270,160 Land $49,000 Building $221,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1224 Palmetto Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1224 Palmetto Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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