1232 Palmetto Rd, Eustis, FL 32726 Property Records

Lake County property record for 1232 Palmetto Rd, Eustis, FL 32726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 1987
Lot Size	0.304 acres (13,265 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (May 2016)
Tax Bill	$2,719 (2024)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-19-26-0450-000-04500`

Property Details

APN / Parcel Number

Primary APN	`15-19-26-0450-000-04500`
Alternative APN	`2997982`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,752 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,265 sqft (0.304 acres)
Lot Width	90 ft Width
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Open Porch
Porch Area	402 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2997982
Street Address	1232 PALMETTO RD
City	EUSTIS
State	FL
Zip	32726-5357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EUSTIS SPRINGWOOD LANDING PART OF LOT 45 & 46 DESC AS FOLLOWS: FROM THE MOST E'LY COR LOT 46 RUN S 46DEG 39MIN 36SEC W ALONG
Legal Range	26E
Legal Township	19S
Legal Section	15
Legal Subdivision	EUSTIS
Legal Tract	450
Legal Lot Number	45-46 46
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	2
Census Block	2061
Census Tract	30209

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1232 PALMETTO RD, EUSTIS, FL 32726-5357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2016 · Amount on Record
Deed Sale	May 16, 2016 · Amount on Record
Prior Sale	Jun 25, 2013 · Amount on Record
Deed Document Number	2016049990
Deed Book / Page	4779 / 1474
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1232 PALMETTO RD, EUSTIS, FL 32726-5357
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 PALMETTO RD, EUSTIS, FL 32726-5357

Mortgage

Document Number	0057030546
Date	May 6, 2021
Book Page	5703/546
Instrument	2021062446

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,340 (+5.98%) Land $80,000 Building $102,340	$353,238 (+21.58%) Land $80,000 Building $273,238
2024	$2,719.00 (+4.74%)
2023	$2,596.00 (+1.96%) Homeowner's exemption	$172,050 (+3%)	$290,533 (+9.6%) Land $56,000 Building $234,533
2022	$2,546.00 Homeowner's exemption	$167,040	$265,075 Land $49,000 Building $216,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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