1238 Palmetto Rd, Eustis, FL 32726 Property Records

Lake County property record for 1238 Palmetto Rd, Eustis, FL 32726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,379 sqft · built 1983
Lot Size	0.374 acres (16,287 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Nov 2025)
Tax Bill	$1,921 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-19-26-0450-000-04300`

Property Details

APN / Parcel Number

Primary APN	`15-19-26-0450-000-04300`
Alternative APNs	`261915045000004300` `2689188`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,379 sqft Living Area
Gross Area	3,075 sqft
1st Floor Area	1,961 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,287 sqft (0.374 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	494 sqft
Deck Area	510 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2689188
Street Address	1238 PALMETTO RD
City	EUSTIS
State	FL
Zip	32726-5357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	EUSTIS SPRINGWOOD LANDING SUB LOT 43 & SWLY 30 FT OF LOT 44 *UNRECORDED PLAT SEE DEED FOR FULL PROPERTY DESCRIPTION ORB 6544 PG 2080
Legal Range	26E
Legal Township	19S
Legal Section	15
Legal Subdivision	EUSTIS SPRINGWOOD LANDING SUB
Legal Tract	0450
Legal Block	2
Legal Lot Number	43
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	2
Census Block	2061
Census Tract	30209

Owner

Source: Lake County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1238 PALMETTO RD, EUSTIS, FL 32726-5357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Jun 26, 2013 · Amount on Record
Deed Document Number	2025145124
Deed Book / Page	6638 / 994
Prior Transfer Date	Jun 3, 2025
Prior Transfer Doc	0000072858
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 25, 2025
Property Address	1238 PALMETTO RD, EUSTIS, FL 32726-5357
Document Number	0066380994
Book / Page	6638 / 994
Map Reference	MB 737 PG 1932
Instrument Date	Nov 21, 2025
Instrument	2025145124
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4421 RED OAK LN, ZELLWOOD, FL 32798-9747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 PALMETTO RD, EUSTIS, FL 32726-5357

Mortgage

Document Number	0006638996
Date	Nov 25, 2025
Instrument	6638/996

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,420 (+2.9%)	$379,614 (-) Land $80,000 Building $299,614
2025		$155,900 (+5.98%) Land $80,000 Building $75,900	$379,614 (+23.33%) Land $80,000 Building $299,614
2024	$1,921.00 (+5.72%)
2023	$1,817.00 (+2.54%) Homeowner's exemption Senior Citizen's exemption	$147,100 (+3%)	$307,805 (+10.22%) Land $56,000 Building $251,805
2022	$1,772.00 Homeowner's exemption Senior Citizen's exemption	$142,820	$279,266 Land $49,000 Building $230,266

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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