108 Shadowgate Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 108 Shadowgate Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,349 sqft · built 1991
Lot Size	1.5 acres (65,700 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Mar 2021)
Tax Bill	$1,161 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45718`

Property Details

APN / Parcel Number

Primary APN	`45718`
Alternative APN	`1338999`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,349 sqft Finished Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	65,700 sqft (1.5 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	70 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1338999
Street Address	108 SHADOWGATE DR
City	SHELBY
State	NC
Zip	28152-8963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT#40 CANTERBURY SD PB18-75
Legal Subdivision	CANTERBURY
Legal Block	1
Legal Lot Number	40
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2037
Census Tract	950702

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 SHADOWGATE DR, SHELBY, NC 28152-8963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Aug 16, 2016 · Amount on Record
Deed Document Number	2021200051996
Deed Book / Page	1835 / 685
Prior Transfer Date	Feb 11, 2013
Prior Transfer Doc	0016510847
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 9, 2021
Property Address	108 SHADOWGATE DR, SHELBY, NC 28152-8963
Document Number	0018350685
Book / Page	1835 / 685
Map Reference	MB 18 PG 63
Instrument Date	Mar 8, 2021
Instrument	200051996
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	262 GOVERNOR WENTWORTH HWYE, 262, MIRROR LAKE, NH 03853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SHADOWGATE DR, SHELBY, NC 28152-8963

Mortgage

Document Number	0001835688
Date	Mar 9, 2021
Instrument	1835/688

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,161.00 (+4.03%)	$175,827 (-) Land $24,898 Building $150,929	$175,827 (-) Land $24,898 Building $150,929
2025	$1,116.00	$175,827 (+48.63%) Land $24,898 Building $150,929	$175,827 (+48.63%) Land $24,898 Building $150,929
2023		$118,297 Land $18,923 Building $99,374	$118,297 Land $18,923 Building $99,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20