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124 Saddlebrook Cv, Madison, MS 39110 Property Records

Madison County property record for 124 Saddlebrook Cv, Madison, MS 39110

Property Summary

Property TypeOther Improved
Details3,964 sqft · built 2016
Owner2 Individual Names on Record
Tax Bill$4,261 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Jul 2020 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN081F-24-491

Property Details

APN / Parcel Number

Primary APN081F-24-491
Alternative APN
  • 54358

Interior

Building Area3,964 sqft Adjusted Area
1st Floor Area3,338 sqft

Exterior

Year BuiltBuilt 2016
Patio Area280 sqft

Location & Zoning

Account Number54358
Street Address124 SADDLEBROOK CV
CityMADISON
StateMS
Zip39110-6634
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeR-2
Legal DescriptionLOT 7 SADDLE BROOK PART ONE
Legal Range01E
Legal Township08N
Legal Section24
Legal SubdivisionSADDLE BROOK PT 1
Legal Lot Number7
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group2
Census Block2000
Census Tract30402

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address124 SADDLEBROOK CV, MADISON, MS 39110-6634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2020Deed of Trust, Mortgage · Line of Credit
BANKPLUS LN OPERATIONS
Jul 24, 2020Deed of Trust, Mortgage
BANKPLUS
Dec 26, 2019Deed of Trust, Mortgage
SOUTHERN BANCORP BK NA
Jan 12, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY
Nov 7, 2017Affidavit of Death, Subdivision Related Transfer
ATTORNEY ONLY
Oct 25, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Oct 25, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2018
Deed SaleFeb 20, 2018
Prior SaleDec 16, 2014
Deed Document Number0003572321
Deed Book / Page3572 / 321
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address124 SADDLEBROOK CV, MADISON, MS 39110-6634
Document Number0000899743
Instrument DateAug 13, 2020
Transaction TypeMortgage
Record UpdatedSep 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 SADDLEBROOK CV MADISON MS 391106634, MADISON, MS 39110-6634

Mortgage

Document Number0000899743
DateAug 20, 2020
Book Page003901/000310
Instrument899743
Lender
NameBANKPLUS LN OPERATIONS
AddressRIDGELAND, MS 39157
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueAug 19, 2027
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address124 SADDLEBROOK CV, MADISON, MS 39110-6634
Document Number0000897461
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyFIRST GUARANTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address124 SADDLEBROOK CV MADISON MS 391106634, MADISON, MS 39110-6634

Mortgage

Document Number0000897461
DateJul 29, 2020
Book Page003888/000740
Instrument897461
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
AmountAmount Recorded
Term360 Months
DueJul 28, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address124 SADDLEBROOK CV, MADISON, MS 39110-6634
Document Number0000882544
Instrument DateDec 26, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address124 SADDLEBROOK CV MADISON MS 391106634, MADISON, MS 39110-6634

Mortgage

Document Number0000882544
DateDec 31, 2019
Book Page003803/000764
Instrument882544
Lender
NameSOUTHERN BANCORP BK NA
TypeBank
AddressMADISON, MS 39130
Agreement
AmountAmount Recorded
Term300 Months
DueDec 30, 2044
Interest
Rate TypeAdjustable Rate

January 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMADISON MS
Recording DateJan 12, 2018
Property Address124 SADDLEBROOK CV, MADISON, MS 39110-6634
Document Number0000831509
Book / Page003562 / 000001
Instrument DateDec 22, 2017
Instrument831509
Transaction TypeForeclosure
Record UpdatedJan 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address102 PINNACLE CV MADISON MS 391106021, MADISON, MS 39110-6021

November 2017: Affidavit of Death, Subdivision Related Transfer

Document TypeAffidavit of Death
JurisdictionMADISON MS
Recording DateNov 7, 2017
Property Address124 SADDLEBROOK CV, MADISON, MS 39110-6634
Document Number0000827834
Book / Page003542 / 000441
Instrument DateNov 6, 2017
Instrument827834
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 1, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1039 CANTON MS 390461039, CANTON, MS 39046-1039

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateOct 25, 2017
Property Address124 SADDLEBROOK CV, MADISON, MS 39110-6634
Document Number0000826972
Book / Page003537 / 000674
Instrument DateOct 20, 2017
Instrument826972
Transaction TypeTransfer
Record UpdatedDec 5, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1304 HIGHWAY 51 #B MADISON MS 391106906, B, MADISON, MS 39110-6906

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateOct 25, 2017
Property Address124 SADDLEBROOK CV, MADISON, MS 39110-6634
Document Number0000826971
Book / Page003537 / 000672
Instrument DateOct 20, 2017
Instrument826971
Transaction TypeTransfer
Record UpdatedDec 5, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1304 HIGHWAY 51 #B MADISON MS 391106906, B, MADISON, MS 39110-6906

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,261.00 Homeowner's exemption$44,421 (-)$444,210 (-) Land $75,000 Building $369,210
2024$4,261.00
2023$4,261.00 Homeowner's exemption$44,421$444,210 Land $75,000 Building $369,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber		8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
NETSPEEDMS
Fixed Wireless		499 / 285
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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