Madison County property record for 128 Saddlebrook Cv, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 4,216 sqft · built 2015 |
| Lot Size | 0.795 acres (34,633 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,911 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 081F-24-492 |
| Primary APN | 081F-24-492 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,216 sqft Adjusted Area |
| Gross Area | 3,405 sqft |
| 1st Floor Area | 3,405 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 34,633 sqft (0.795 acres) |
| Patio Area | 420 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Account Number | 54359 |
|---|---|
| Street Address | 128 SADDLEBROOK CV |
| City | MADISON |
| State | MS |
| Zip | 39110-6634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 8 SADDLE BROOK PART ONE |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 24 |
| Legal Subdivision | SADDLE BROOK PT 1 |
| Legal Lot Number | 8 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30402 |
Source: Madison County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 SADDLEBROOK CV, MADISON, MS 39110-6634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Oct 10, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2021 |
| Deed Sale | Oct 22, 2021 |
| Prior Sale | Oct 10, 2018 |
| Deed Document Number | 2021942491 |
| Deed Book / Page | 4121 / 818 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 128 SADDLEBROOK CV, MADISON, MS 39110-6634 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 128 SADDLEBROOK CV, MADISON, MS 39110-6634 |
| Document Number | 004007/335 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 4007/335 |
| Instrument | 921071 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 7, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Oct 10, 2018 |
| Property Address | 128 SADDLEBROOK CV, MADISON, MS 39110-6634 |
| Document Number | 0000851937 |
| Book / Page | 003655 / 000821 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 851937 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 128 SADDLEBROOK CV MADISON MS 391106634, MADISON, MS 39110-6634 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,911.00 Homeowner's exemption | $41,014 (-) | $410,140 (-) Land $75,000 Building $335,140 |
| 2024 | $3,911.00 | ||
| 2023 | $3,911.00 Homeowner's exemption | $41,014 | $410,140 Land $75,000 Building $335,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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