116 Saddlebrook Cv, Madison, MS 39110 Property Records

Madison County property record for 116 Saddlebrook Cv, Madison, MS 39110

Property Summary

Property TypeOther Improved
Details4,323 sqft · built 2016
Owner2 Individual Names on Record
Tax Bill$4,349 (2025)
Deeds & MortgagesApr 2020 Mortgage
May 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN081F-24-489

Property Details

APN / Parcel Number

Primary APN081F-24-489
Alternative APN
  • 54356

Interior

Building Area4,323 sqft Adjusted Area
1st Floor Area3,607 sqft

Exterior

Year BuiltBuilt 2016
Pool Area416 sqft
Patio Area240 sqft

Location & Zoning

Account Number54356
Street Address116 SADDLEBROOK CV
CityMADISON
StateMS
Zip39110-6634
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeR2
Legal DescriptionLOT 5 SADDLE BROOK PART ONE
Legal Range01E
Legal Township08N
Legal Section24
Legal SubdivisionSADDLE BROOK PT 1
Legal Lot Number5
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group2
Census Block2000
Census Tract30402

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 SADDLEBROOK CV, MADISON, MS 39110-6634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2020Deed of Trust, Mortgage
BANKPLUS
May 12, 2017Warranty Deed, Subdivision Related Transfer
BANKPLUS
Feb 28, 2018Grant Deed, Subdivision Related Transfer
FIRST GUARANTY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2017
Deed SaleMay 12, 2017
Deed Document Number0003477993
Deed Book / Page3477 / 993
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address116 SADDLEBROOK CV, MADISON, MS 39110-6634
Document Number0000890116
Instrument DateApr 23, 2020
Transaction TypeMortgage
Record UpdatedJun 22, 2020
Title CompanyFIRST GUARANTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address116 SADDLEBROOK CV MADISON MS 391106634, MADISON, MS 39110-6634

Mortgage

Document Number0000890116
DateApr 30, 2020
Book Page003846/000831
Instrument890116
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
AmountAmount Recorded
Term360 Months
DueApr 29, 2050

May 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateMay 12, 2017
Property Address116 SADDLEBROOK CV, MADISON, MS 39110-6634
Document Number0000812457
Book / Page003477 / 000993
Instrument DateMay 12, 2017
Instrument812457
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 23, 2018
Title CompanyFIRST GUARANTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address514 NEWBURY DR MADISON MS 391104574, MADISON, MS 39110-4574

Mortgage

Document Number812458
DateMay 12, 2017
Book Page003478/000001
Instrument812458
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
AmountAmount Recorded
Term360 Months
DueMay 11, 2047

February 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMADISON MS
Recording DateFeb 28, 2018
Property Address116 SADDLEBROOK CV, MADISON, MS 39110-6634
Document Number0000834135
Book / Page003575 / 000258
Instrument DateMay 12, 2017
Instrument834135
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 7, 2018
Title CompanyFIRST GUARANTY TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address116 SADDLEBROOK CV MADISON MS 391106634, MADISON, MS 39110-6634

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,349.00 Homeowner's exemption$45,283 (-)$452,830 (-) Land $75,000 Building $377,830
2024$4,349.00
2023$4,349.00 Homeowner's exemption$45,283$452,830 Land $75,000 Building $377,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
NETSPEEDMS
Fixed Wireless
499 / 285
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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