Madison County property record for 120 Saddlebrook Cv, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,023 sqft · built 2015 |
| Lot Size | 0.743 acres (32,369 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $665,000 (Nov 2025) |
| Tax Bill | $4,163 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081F-24-490 |
| Primary APN | 081F-24-490 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,023 sqft Adjusted Area |
| Gross Area | 2,471 sqft |
| 1st Floor Area | 2,471 sqft |
| 2nd Floor Area | 725 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 32,369 sqft (0.743 acres) |
| Pool Area | 512 sqft |
| Patio Area | 240 sqft |
| Account Number | 54357 |
|---|---|
| Street Address | 120 SADDLEBROOK CV |
| City | MADISON |
| State | MS |
| Zip | 39110-6634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 6 SADDLE BROOK PART ONE |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 24 |
| Legal Subdivision | SADDLE BROOK PT 1 |
| Legal Lot Number | 6 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30402 |
Source: Madison County records, as of March 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 230 HIDDEN HILLS PKWY, BRANDON, MS 39047-5136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Nov 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 10, 2020 | Warranty Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Nov 10, 2020 · Amount on Record |
| Deed Document Number | 20251039055 |
| Deed Book / Page | 4621 / 22 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 120 SADDLEBROOK CV, MADISON, MS 39110-6634 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 120 SADDLEBROOK CV, MADISON, MS 39110-6634 |
| Document Number | 004264/723 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 4264/723 |
| Instrument | 969884 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 20, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Nov 21, 2025 |
| Property Address | 120 SADDLEBROOK CV, MADISON, MS 39110-6634 |
| Document Number | 0004621/22 |
| Book / Page | 4621 / 22 |
| Map Reference | CAB F SL 6A&7A |
| Instrument Date | Nov 19, 2025 |
| Instrument | 1039055 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 SADDLEBROOK CV, MADISON, MS 39110-6634 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 230 HIDDEN HILLS PKWY, BRANDON, MS 39047-5136 |
| Document Number | 0001039056 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 1039056 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Nov 10, 2020 |
| Property Address | 120 SADDLEBROOK CV, MADISON, MS 39110-6634 |
| Document Number | 0000910381 |
| Book / Page | 003943 / 000623 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 910381 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 SADDLEBROOK CV MADISON MS 391106634, MADISON, MS 39110-6634 |
| Document Number | 910382 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 003943/000627 |
| Instrument | 910382 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 9, 2050 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,163.00 Homeowner's exemption | $43,473 (+0.5%) | $434,730 (+0.5%) Land $75,000 Building $359,730 |
| 2024 | $4,163.00 (+0.53%) | ||
| 2023 | $4,141.00 Homeowner's exemption | $43,257 | $432,570 Land $75,000 Building $357,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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