124 E Pearl St, Findlay, OH 45840 Property Records

Hancock County property record for 124 E Pearl St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,720 sqft · built 1930
Lot Size0.312 acres (13,599 sqft)
Owner2 Individual Names on Record
Last Sale$211,300 (Aug 2025)
Tax Bill$2,125 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1011-302-08-019.000

Property Details

APN / Parcel Number

Primary APN1011-302-08-019.000
Alternative APN
  • 570000205090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area1,720 sqft Living Area
1st Floor Area1,096 sqft
2nd Floor Area624 sqft
Basement Area1,096 sqft
Finished Basement624 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area13,599 sqft (0.312 acres)
Lot Dimensions200 ft deep x 68 ft wide
Garage TypeMixed
Garage Area280 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area148 sqft
Patio Area192 sqft
Balcony Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address124 E PEARL ST
CityFINDLAY
StateOH
Zip45840-5214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST HIGHLAND ADD LOT 4289 W18 & LOT 4290
Legal SubdivisionEAST HIGHLAND ADD
Legal Lot Number4289
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group1
Census Block1015
Census Tract1100

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address124 E PEARL ST, FINDLAY, OH 45840-5214
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2025 · Amount on Record
Deed SaleAug 25, 2025 · Amount on Record
Prior SaleAug 16, 1989 · Amount on Record
Deed Document Number20257201
Deed Book / Page2622 / 213
Prior Transfer DateAug 9, 2024
Prior Transfer Doc02612/3788
Record UpdatedSep 20, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateAug 25, 2025
Property Address124 E PEARL ST, FINDLAY, OH 45840-5214
Document Number002622/213
Book / Page2622 / 213
Instrument DateAug 19, 2025
Instrument202500007201
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyFLAG CITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address124 E PEARL ST, FINDLAY, OH 45840-5214

Mortgage

Document Number202500007202
DateAug 25, 2025
Instrument202500007202
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,125.00 (+13.39%) Homeowner's exemption$68,980 (+30.79%) Land $10,570 Building $58,410$197,080 (+30.79%) Land $30,200 Building $166,880
2024$1,874.00 (-0.11%)$52,740 (-) Land $8,070 Building $44,670
2023$1,876.00 Homeowner's exemption$52,740 Land $8,070 Building $44,670
2022$150,680 Land $23,050 Building $127,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1981)
Most Recent ClaimJun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
HDER Link
Fixed Wireless
100 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, Watch TV.

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