115 E Pearl St, Findlay, OH 45840 Property Records

Hancock County property record for 115 E Pearl St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,106 sqft · built 1940
Lot Size0.193 acres (8,398 sqft)
OwnerIndividual Name on Record
Tax Bill$3,362 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1011-302-09-006.000

Property Details

APN / Parcel Number

Primary APN1011-302-09-006.000
Alternative APN
  • 570000205170

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,106 sqft Living Area
1st Floor Area2,218 sqft
2nd Floor Area360 sqft
Upper Floors Area360 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1978
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area8,398 sqft (0.193 acres)
Lot Dimensions100 ft deep x 84 ft wide
Garage TypeAttached
Garage Area936 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address115 E PEARL ST
CityFINDLAY
StateOH
Zip45840-5213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST HIGHLAND ADD LOT 4298 & 4297 E84FT
Legal SubdivisionEAST HIGHLAND ADD
Legal Lot Number4297
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group1
Census Block1020
Census Tract1100

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3457 CHAGRIN VLY, FINDLAY, OH 45840-7965
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 1986
Deed SaleSep 16, 1986
Last Transfer DateApr 10, 2006
Transfer Doc02290/2606
Record UpdatedSep 20, 2026

January 2023: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionHANCOCK OH
Recording DateJan 6, 2023
Property Address115 E PEARL ST, FINDLAY, OH 45840-5213
Document Number02600/1629
Book / Page2600 / 1629
Instrument DateJan 3, 2023
Instrument202300000098
Transaction TypeTransfer
Record UpdatedJan 13, 2023
Title CompanyFLAG CITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3457 CHAGRIN VLY, FINDLAY, OH 45840-7965

Mortgage

Document Number202300000099
DateJan 6, 2023
Instrument202300000099
Lender
NameSHIRLEY A KOEHLER TRUST
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,362.00 (+13.08%)$106,870 (+31.02%) Land $9,360 Building $97,510$305,330 (+31.01%) Land $26,740 Building $278,590
2024$2,973.00 (-0.17%)$81,570 (-) Land $7,140 Building $74,430
2023$2,978.00$81,570 Land $7,140 Building $74,430
2022$233,060 Land $20,410 Building $212,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1981)
Most Recent ClaimJun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
HDER Link
Fixed Wireless
100 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, Watch TV.

Nearby Properties on E Pearl St

Nearby Streets

Search Property Records by Address or Parcel Number