138 E Pearl St, Findlay, OH 45840 Property Records

Hancock County property record for 138 E Pearl St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,052 sqft · built 1942
Lot Size	0.298 acres (12,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Mar 2020)
Tax Bill	$2,364 (2025)
Deeds & Mortgages	Oct 2023 Transfer Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-302-08-021.000`

Property Details

APN / Parcel Number

Primary APN	`1011-302-08-021.000`
Alternative APN	`570000205070`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
1st Floor Area	1,389 sqft
2nd Floor Area	506 sqft
Basement Area	506 sqft
Unfinished Basement	506 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1969
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,998 sqft (0.298 acres)
Lot Dimensions	200 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft
Balcony Area	8 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	138 E PEARL ST
City	FINDLAY
State	OH
Zip	45840-5214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST HIGHLAND ADD LOT 4287 & E15FT 4288
Legal Subdivision	EAST HIGHLAND ADD
Legal Lot Number	4287
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1015
Census Tract	1100

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 E PEARL ST, FINDLAY, OH 45840-5214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Transfer on Death Deed, Transfer
Oct 6, 2021	Intrafamily Transfer, Transfer
Mar 11, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Jun 24, 1992
Deed Document Number	20202108
Deed Book / Page	2566 / 1661
Last Transfer Date	Aug 26, 2024
Transfer Doc	02612/5455
Record Updated	Sep 20, 2026

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Oct 27, 2023
Property Address	138 E PEARL ST, FINDLAY, OH 45840-5214
Document Number	02606/4597
Book / Page	2606 / 4597
Instrument Date	Oct 25, 2023
Instrument	202300007214
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E PEARL ST, FINDLAY, OH 45840-5214

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Oct 6, 2021
Property Address	138 E PEARL ST, FINDLAY, OH 45840-5214
Document Number	2587/3569
Book / Page	2587 / 3569
Instrument Date	Oct 1, 2021
Instrument	202100011688
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E PEARL ST, FINDLAY, OH 45840-5214

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 11, 2020
Property Address	138 E PEARL ST, FINDLAY, OH 45840-5214
Document Number	02566/1661
Book / Page	2566 / 1661
Instrument Date	Mar 9, 2020
Instrument	202000002108
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E PEARL ST, FINDLAY, OH 45840-5214

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,364.00 (+12.95%) Homeowner's exemption	$77,090 (+30.86%) Land $10,100 Building $66,990	$220,280 (+30.86%) Land $28,870 Building $191,410
2024	$2,093.00 (-0.19%)	$58,910 (-) Land $7,710 Building $51,200
2023	$2,097.00 (+0.38%) Homeowner's exemption	$58,910 (-) Land $7,710 Building $51,200
2022	$2,089.00 Homeowner's exemption	$58,910 Land $7,710 Building $51,200	$168,330 Land $22,040 Building $146,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, Watch TV.

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