Hancock County property record for 120 E Pearl St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,336 sqft · built 1925 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Nov 2006) |
| Tax Bill | $2,166 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-302-08-018.000 |
| Primary APN | 1011-302-08-018.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| Basement Area | 668 sqft |
| Unfinished Basement | 668 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 264 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 120 E PEARL ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-5214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST HIGHLAND ADD LOT 4291 |
| Legal Subdivision | EAST HIGHLAND ADD |
| Legal Lot Number | 4291 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1100 |
120 E Pearl St is owned and occupied by an individual who bought it in November 2006.
Source: Hancock County records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 E PEARL ST, FINDLAY, OH 45840-5214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2006 · Amount on File |
| Deed Sale | Nov 28, 2006 · Amount on File |
| Prior Sale | Nov 9, 1999 · Amount on File |
| Deed Document Number | 200615272 |
| Deed Book / Page | 2308 / 1544 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 120 E Pearl St was $2,166.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,166.00 | $68,850 Land $7,770 Building $61,080 | $196,700 Land $22,200 Building $174,500 |
| 2023 | $1,878.00 Homeowner's exemption | $52,800 Land $5,930 Building $46,870 | |
| 2022 | $150,850 Land $16,950 Building $133,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 E Pearl St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 120 E Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, Watch TV.
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