Schenectady County and Schenectady City property record for 1238 Sumner Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1952 |
| Lot Size | 0.203 acres (8,880 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Sep 2022) |
| Tax Bill | $6,554 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.70-2-51 |
| Primary APN | 421500 40.70-2-51 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Upper Floors Area | 416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 8,880 sqft (0.203 acres) |
| Lot Dimensions | 148 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 92 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1238 SUMNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1 BRICK AND GARAGE |
| Legal Subdivision | SUMNER AVENUE |
| Legal Block | 2 |
| Legal Lot Number | 51.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1238 SUMNER AVE, SCHENECTADY, NY 12309-5618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION |
| Sep 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage 1ST PRIORITY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2022 · Amount on Record |
| Deed Sale | Sep 20, 2022 · Amount on Record |
| Prior Sale | Sep 16, 2019 · Amount on Record |
| Deed Document Number | 202250100 |
| Deed Book / Page | 2093 / 351 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 20, 2022 |
| Property Address | 1238 SUMNER AVE, SCHENECTADY, NY 12309-5618 |
| Document Number | 0000050100 |
| Book / Page | 2093 / 351 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 202250100 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 NORTH RD, 440, WESTFIELD, MA 01085-9624 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1238 SUMNER AVE, SCHENECTADY, NY 12309-5618 |
| Document Number | 0000050102 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 202250102 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 16, 2019 |
| Property Address | 1238 SUMNER AVE, SCHENECTADY, NY 12309-5618 |
| Document Number | 0000041276 |
| Book / Page | 2020 / 024 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 201941276 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1238 SUMNER AVE, 1238, SCHENECTADY, NY 12309-5618 |
| Name | Verified Name |
|---|---|
| Address | 440 NORTH RD, WESTFIELD, MA 01085-9624 |
| Investor | Possibly a Property Investor |
| Document Number | 0000041278 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 201941278 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,554.00 (+3.92%) | $136,800 (-) Land $20,500 Building $116,300 | $226,528 (+30.82%) Land $33,946 Building $192,582 |
| 2023 | $136,800 (-) Land $20,500 Building $116,300 | $173,165 (+3.8%) Land $25,949 Building $147,216 | |
| 2022 | $136,800 Land $20,500 Building $116,300 | $166,829 Land $25,000 Building $141,829 | |
| 2021 | $6,307.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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