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1246 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1246 Sumner Ave, Schenectady, NY 12309 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,559 sqft · built 1951
Lot Size0.212 acres (9,240 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Mar 2021)
Tax Bill$7,016 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Mar 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN421500 40.70-2-53

Property Details

APN / Parcel Number

Primary APN421500 40.70-2-53
Alternative APN
  • 150004007000020530000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,559 sqft Living Area
1st Floor Area891 sqft
Upper Floors Area668 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area9,240 sqft (0.212 acres)
Lot Dimensions154 ft deep x 60 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area48 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1246 SUMNER AVE
CitySCHENECTADY
StateNY
Zip12309-5618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 BRICK AND GARAGE
Legal SubdivisionVAN VOAST
Legal Block2
Legal Lot Number53.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1013
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.70-2-53

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1246 SUMNER AVE, SCHENECTADY, NY 12309-5618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2019Deed, Transfer · FHA Mortgage
UNITED NORTHERN MORTGAGE BANKERS LT
Mar 29, 2019Deed of Trust, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 23, 2021 · Amount on Record
Deed SaleMar 23, 2021 · Amount on Record
Prior SaleJun 28, 2019 · Amount on Record
Deed Document Number202112280
Deed Book / Page2054 / 855
Record UpdatedSep 20, 2026

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJun 28, 2019
Property Address1246 SUMNER AVE, SCHENECTADY, NY 12309-5618
Document Number0000029452
Book / Page2014 / 050
Instrument DateJun 21, 2019
Instrument201929452
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4A SUMMERWIND LN, 4A, BALLSTON LAKE, NY 12019-1144

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address66 BON AIRE CIR APT P8, P8, SUFFERN, NY 10901-7318

Mortgage

Document Number0000029453
DateJun 28, 2019
Instrument201929453
Lender
NameUNITED NORTHERN MORTGAGE BANKERS LT
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1246 SUMNER AVE, SCHENECTADY, NY 12309-5618
Document Number0000017871
Instrument DateMar 29, 2019
Transaction TypeMortgage
Record UpdatedMay 09, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1246 SUMNER AVE SCHENECTADY NY 123095618, SCHENECTADY, NY 12309-5618

Mortgage

Document Number0000017871
DateApr 25, 2019
Book Page004907/000288
Instrument17871
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,016.00 (+3.71%)$148,100 (-) Land $22,200 Building $125,900$245,239 (+30.82%) Land $36,761 Building $208,478
2023$148,100 (-) Land $22,200 Building $125,900$187,468 (+3.8%) Land $28,101 Building $159,367
2022$148,100 Land $22,200 Building $125,900$180,610 Land $27,073 Building $153,537
2021$6,765.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930205001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 823 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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