Schenectady County and Schenectady City property record for 1245 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,683 sqft · built 1935 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Dec 2025) |
| Tax Bill | $7,094 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage May 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.70-1-14 |
| Primary APN | 421500 40.70-1-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,683 sqft Living Area |
| 1st Floor Area | 1,122 sqft 1st Floor |
| Upper Floors Area | 561 sqft Upper Floors |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 8,100 sqft (0.186 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Type | Attached |
| Garage Area | 264 sqft Garage |
| Patio Area | 48 sqft Patio |
|---|---|
| Porch | Slab |
| Porch Area | 70 sqft Porch |
| Canopy | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1245 SUMNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12 PARTS OF 1 BRICK AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 14.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 40.70-1-14
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1814 PETALUMA AVE, LONG BEACH, CA 90815-3648 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 08, 2025 | Executor's Deed, Transfer · Conventional Mortgage CCFCU FUNDING LLC |
| May 05, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF SCOTIA |
| Apr 04, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2025 · Amount on Record |
| Deed Sale | Dec 08, 2025 · Amount on Record |
| Prior Sale | Apr 04, 2017 · Amount on Record |
| Deed Document Number | 202528742 |
| Deed Book / Page | 2162 / 52 |
| Record Updated | Jun 08, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 08, 2025 |
| Property Address | 1245 SUMNER AVE, SCHENECTADY, NY 12309-5617 |
| Document Number | 0000028742 |
| Instrument Date | Jan 07, 2025 |
| Instrument | 202528742 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1245 SUMNER AVE, SCHENECTADY, NY 12309-5617 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1814 PETALUMA AVE, LONG BEACH, CA 90815-3648 |
| Document Number | 0000028743 |
|---|---|
| Date | Dec 08, 2025 |
| Instrument | 202528743 |
| Name | CCFCU FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1245 SUMNER AVE, SCHENECTADY, NY 12309-5617 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020071 |
|---|---|
| Date | May 05, 2017 |
| Book Page | 4758/653 |
| Instrument | 201720071 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 02, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 04, 2017 |
| Property Address | 1245 SUMNER AVE, SCHENECTADY, NY 12309-5617 |
| Document Number | 0000014866 |
| Book / Page | 001960 / 000032 |
| Instrument Date | Apr 03, 2017 |
| Instrument | 14866 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 4TH ST SCOTIA NY 123021935, SCOTIA, NY 12302-1935 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,094.00 (+3.68%) | $150,000 (-) Land $24,800 Building $125,200 | $248,385 (+13.35%) Land $41,066 Building $207,319 |
| 2024 | $150,000 (-) Land $24,800 Building $125,200 | $219,138 (+15.41%) Land $36,231 Building $182,907 | |
| 2023 | $150,000 (-) Land $24,800 Building $125,200 | $189,873 (+3.8%) Land $31,392 Building $158,481 | |
| 2022 | $150,000 Land $24,800 Building $125,200 | $182,927 Land $30,244 Building $152,683 | |
| 2021 | $6,842.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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