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1230 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1230 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1950
Square Footage1,534 sqft Living Area
Lot Size8,580 sqft (0.197 acres)
GarageAttached
Last Sale$191,000 (2023)
Tax Bill$6,193.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 40.70-2-49
Alternative APN
  • 150004007000020490000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,534 sqft Living Area
1st Floor Area1,118 sqft 1st Floor
Upper Floors Area416 sqft Upper Floors
Stories1 Story
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area8,580 sqft (0.197 acres)
Lot Dimensions143 ft deep x 60 ft wide
Parking Spaces1 Parking Space
Garage TypeAttached
PorchSlab
Porch Area48 sqft Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1230 SUMNER AVE
CitySCHENECTADY
StateNY
Zip12309-5618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 BRICK AND GARAGE
Legal SubdivisionMAP #6 VAN VOAST BALL & VAN VOAST
Legal Block2
Legal Lot Number49.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1013
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.70-2-49

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address148 SNOWDEN AVE, SCHENECTADY, NY 12304-1331
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2023Warranty Deed, Transfer
SMPR TITLE AGENCY INC
Aug 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BANK
Aug 06, 2021Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 28, 2023 · Amount on Record
Deed SaleJun 28, 2023 · Amount on Record
Prior SaleJan 14, 2008 · Amount on Record
Deed Document Number202337578
Deed Book / Page2110 / 815
Prior Transfer DateApr 21, 2015
Prior Transfer Doc0000016540
Record UpdatedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 28, 2023
Property Address1230 SUMNER AVE, SCHENECTADY, NY 12309-5618
Document Number0000037578
Book / Page2110 / 815
Map ReferenceMAP D-368
Instrument DateJun 05, 2023
Instrument202337578
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanySMPR TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$764.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1230 SUMNER AVE, SCHENECTADY, NY 12309-5618

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 SNOWDEN AVE, SCHENECTADY, NY 12304-1310

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1230 SUMNER AVE, SCHENECTADY, NY 12309-5618
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1230 SUMNER AVE, SCHENECTADY, NY 12309-5618

Mortgage

Document Number0000037932
DateAug 06, 2021
Book Page5128/320
Instrument202137932
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 20, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1230 SUMNER AVE, SCHENECTADY, NY 12309-5618
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1230 SUMNER AVE, SCHENECTADY, NY 12309-5618

Mortgage

Document Number0000037937
DateAug 06, 2021
Book Page5128/332
Instrument202137937
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 20, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,193.00 (+4.08%)$128,000 (-) Land $17,600 Building $110,400$211,956 (+30.82%) Land $29,144 Building $182,812
2023$128,000 (-) Land $17,600 Building $110,400$162,025 (+3.8%) Land $22,278 Building $139,747
2022$128,000 Land $17,600 Building $110,400$156,098 Land $21,463 Building $134,635
2021$5,950.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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