12375 Baldwin Rd, Gaines, MI 48436 Property Records

Genesee County property record for 12375 Baldwin Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,851 sqft · built 1995
Lot Size	15.2 acres (662,112 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Nov 2025)
Tax Bill	$2,338 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-31-100-008`

Property Details

APN / Parcel Number

Primary APN	`10-31-100-008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,851 sqft Living Area
1st Floor Area	1,458 sqft
Basement Area	1,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	662,112 sqft (15.2 acres)
Garage Area	2,282 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12375 BALDWIN RD
City	GAINES
State	MI
Zip	48436-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	A PARCEL OF LAND BEG E 1060.96 FT FROM NW COR OF SEC, TH E 376 FT TH S 1899.80 FT TH N 53 DEG 48 MIN 05 SEC W 465.83 FT TH N
Legal Range	05E
Legal Township	06N
Legal Section	31
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2022
Census Tract	12801

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	603 N CLARE ST, DURAND, MI 48429-1139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Jan 19, 2022	Warranty Deed, Transfer LIBERTY TITLE
Jan 7, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 6, 2018	Warranty Deed, Transfer · Conventional Mortgage MEMBERS FIRST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Jan 19, 2022 · Amount on Record
Deed Document Number	202523173
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 19, 2025
Property Address	12375 BALDWIN RD, GAINES, MI 48436-9702
Document Number	0000023173
Instrument Date	Nov 10, 2025
Instrument	202511190023173
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	UNKNOWN, CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,012.50
Amount Accuracy	Tax Sale
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12375 BALDWIN RD, GAINES, MI 48436-9702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 N CLARE ST, DURAND, MI 48429-1139

Mortgage

Document Number	0000022967
Date	Nov 19, 2025
Instrument	202511180022967

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0000022967
Date	Nov 18, 2025
Instrument	202511180022967

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12375 BALDWIN RD, GAINES, MI 48436-9702
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12375 BALDWIN RD, GAINES, MI 48436-9702

Mortgage

Document Number	0000001201
Date	Jan 6, 2022
Instrument	202201060001201

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 19, 2022
Property Address	12375 BALDWIN RD, GAINES, MI 48436-9702
Document Number	0000003910
Instrument Date	Dec 30, 2021
Instrument	202201190003910
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$3,412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12375 BALDWIN RD, 12375, GAINES, MI 48436-9702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 BALDWIN RD, GAINES, MI 48436

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12375 BALDWIN RD, GAINES, MI 48436-9702
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002240
Date	Jan 7, 2021
Instrument	202101070002240

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12375 BALDWIN RD, GAINES, MI 48436-9702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065984
Date	Sep 24, 2020
Instrument	202009240065984

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 6, 2018
Property Address	12375 BALDWIN RD, GAINES, MI 48436-9702
Document Number	201803060012091
Instrument Date	Dec 1, 2017
Instrument	201803060012091
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,709.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12375 BALDWIN RD, 12375, GAINES, MI 48436-9702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8940 MONROE RD APT D12, D12, DURAND, MI 48429-1025

Mortgage

Document Number	201803060012092
Date	Mar 6, 2018
Instrument	201803060012092

Lender

Name	MEMBERS FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,338.00 (-65.84%) Homeowner's exemption	$233,400 (+14.36%)	$466,800 (+14.36%)
2024	$6,845.00 (+55.36%)
2023		$204,100	$408,200
2019	$4,406.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Frontier, Lennon Telephone Company, Spectrum.

Nearby Properties on Baldwin Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures