12410 Baldwin Rd, Gaines, MI 48436 Property Records

Genesee County property record for 12410 Baldwin Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,267 sqft · built 1991
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Oct 2006)
Tax Bill	$2,600 (2025)
Deeds & Mortgages	Aug 2021 Transfer Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-30-300-011`

Property Details

APN / Parcel Number

Primary APN	`10-30-300-011`

Interior

Full Baths	1 Bath
Building Area	1,267 sqft Living Area
1st Floor Area	1,267 sqft
Basement Area	1,267 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Lot Area	87,120 sqft (2 acres)
Garage Area	2,016 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12410 BALDWIN RD
City	GAINES
State	MI
Zip	48436-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	A PARCEL OF LAND BEG E 789.39 FT FROM SW COR OF SEC, TH E 200 FT TH N 1 DEG 02 MIN 42 SEC W 435.6 FT TH N 89 DEG 58 MIN 20
Legal Range	05E
Legal Township	06N
Legal Section	30
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2006
Census Tract	12801

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12410 BALDWIN RD, GAINES, MI 48436-9766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Intrafamily Transfer, Transfer
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2006 · Amount on Record
Deed Sale	Oct 10, 2006 · Amount on Record
Deed Document Number	200688292
Last Transfer Date	Aug 2, 2021
Transfer Doc	202108240069570
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Aug 24, 2021
Property Address	12410 BALDWIN RD, GAINES, MI 48436-9766
Document Number	202108240069570
Instrument Date	Aug 2, 2021
Instrument	202108240069570
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12410 BALDWIN RD, GAINES, MI 48436-9766

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12410 BALDWIN RD, GAINES, MI 48436-9766
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201709050057921
Date	Sep 5, 2017
Instrument	201709050057921

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,300 (+7.09%) Land $20,300 Building $102,000	$244,600 (+7.09%) Land $40,600 Building $204,000
2025	$2,600.00 (+2.28%) Homeowner's exemption	$114,200 (+7.94%)	$228,400 (+7.94%)
2024	$2,542.00 (+35.43%)
2023		$105,800	$211,600
2019	$1,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Frontier, Lennon Telephone Company, Spectrum.

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