Genesee County property record for 12295 Baldwin Rd, Gaines, MI 48436 · Last verified June 2026
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 2 ba · 1,458 sqft · built 1995 |
| Lot Size | 33 acres (1,437,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Dec 2021) |
| Tax Bill | $1,382 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-31-100-003 |
| Primary APN | 10-31-100-003 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,458 sqft Total Area |
| 1st Floor Area | 1,458 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile Home |
| Foundation Type | No Foundation |
| Lot Area | 1,437,480 sqft (33 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12295 BALDWIN RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9702 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | ALL THAT PART OF E 1/2 OF E 1/2 OF NW FR 1/4 LYING N OF G T W R R R/W EXCEPT N 18 RDS OF W 22 RDS SEC 31 T6N R5E 33 A |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 31 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 12801 |
Source: Genesee County records · APN 10-31-100-003
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12295 BALDWIN RD, GAINES, MI 48436-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 05, 2026 | Deed of Trust, Mortgage · FHA Mortgage LOWER LLC |
| Dec 22, 2021 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Mar 08, 2019 | Warranty Deed, Transfer · FHA Mortgage NEW EXECUTIVE MORTGAGE LLC |
| Mar 08, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on Record |
| Deed Sale | Dec 22, 2021 · Amount on Record |
| Prior Sale | Mar 08, 2019 · Amount on Record |
| Deed Document Number | 202195917 |
| Prior Transfer Date | Feb 06, 2018 |
| Prior Transfer Doc | 0000011272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12295 BALDWIN RD, GAINES, MI 48436-9702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 12295 BALDWIN RD, GAINES, MI 48436-9702 |
| Document Number | 0000006511 |
|---|---|
| Date | Mar 05, 2026 |
| Instrument | 202603050006511 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Dec 22, 2021 |
| Property Address | 12295 BALDWIN RD, GAINES, MI 48436-9702 |
| Document Number | 0000095917 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 202112220095917 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12295 BALDWIN RD, 12295, GAINES, MI 48436-9702 |
| Name | Verified Name |
|---|---|
| Address | 12295 BALDWIN RD, GAINES, MI 48436-9702 |
| Document Number | 0000095918 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 202112220095918 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Mar 08, 2019 |
| Property Address | 12295 BALDWIN RD, GAINES, MI 48436-9702 |
| Document Number | 0000011273 |
| Instrument Date | Feb 06, 2019 |
| Instrument | 201903080011273 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | HOMELAND TITLE SEVS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12295 BALDWIN RD, 12295, GAINES, MI 48436-9702 |
| Name | Verified Name |
|---|---|
| Address | 12295 BALDWIN RD, GAINES, MI 48436-9702 |
| Document Number | 0000011274 |
|---|---|
| Date | Mar 08, 2019 |
| Instrument | 201903080011274 |
| Name | NEW EXECUTIVE MORTGAGE LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Mar 08, 2019 |
| Property Address | 12295 BALDWIN RD, GAINES, MI 48436-9702 |
| Document Number | 0000011272 |
| Instrument Date | Feb 06, 2018 |
| Instrument | 11272 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12295 BALDWIN RD GAINES MI 484369702, GAINES, MI 48436-9702 |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,382.00 (-66.9%) Homeowner's exemption | $146,100 (+22.06%) | $292,200 (+22.06%) |
| 2024 | $4,175.00 (+159.96%) | ||
| 2023 | $119,700 | $239,400 | |
| 2019 | $1,606.00 |
Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260490128012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017, river or lake flooding |
| Wildfire Risk | Low above 4% of the US · above 9% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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