1235 Raintree Pass, O Fallon, MO 63366 Property Records

St. Charles County property record for 1235 Raintree Pass, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,342 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$270,000 (Jul 2014)
Tax Bill	$4,887 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T990300156`

Property Details

APN / Parcel Number

Primary APN	`T990300156`
Alternative APN	`2-0104-7987-00-0055.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,342 sqft Living Area
Gross Area	4,650 sqft
1st Floor Area	1,464 sqft
Basement Area	1,278 sqft
Finished Basement	600 sqft
Unfinished Basement	678 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	188 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T990300156
Street Address	1235 RAINTREE PASS
City	O FALLON
State	MO
Zip	63366-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS VLG B LOT 55
Legal Subdivision	CROSSING VLG B
Legal Lot Number	55
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	5
Census Block	5001
Census Tract	311602

Owner

1235 Raintree Pass is owned by a company that bought it in July 2014.

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1235 RAINTREE PASS, O FALLON, MO 63366-4421
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Jan 14, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 19, 2019	Deed of Trust, Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2014 · Amount on File
Deed Sale	Jul 31, 2014 · Amount on File
Prior Sale	Mar 13, 2009 · Amount on File
Deed Document Number	2014412370
Deed Book / Page	6221 / 834
Prior Transfer Date	Mar 6, 2009
Prior Transfer Doc	0051642256
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1235 RAINTREE PASS, O FALLON, MO 63366-4421
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	NC TITLE COMPANY, NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 RAINTREE PASS, O FALLON, MO 63366-4421

Mortgage

Document Number	0000033571
Date	Aug 21, 2023
Instrument	2023R-033571

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Sep 1, 2049

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 14, 2021
Property Address	1235 RAINTREE PASS, O FALLON, MO 63366-4421
Document Number	0000004335
Instrument Date	Dec 23, 2020
Instrument	4335
Transaction Type	Transfer
Record Updated	Mar 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1235 RAINTREE PASS O FALLON MO 633664421, O FALLON, MO 63366-4421

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1235 RAINTREE PASS, O FALLON, MO 63366-4421
Document Number	0070631725
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1235 RAINTREE PASS O FALLON MO 633664421, O FALLON, MO 63366-4421

Mortgage

Document Number	0070631725
Date	Apr 24, 2019
Book Page	007063/001725
Instrument	188080

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,887.00 (+5.21%)	$76,220 (+8.36%)	$401,159 (+8.36%) Land $80,000 Building $321,159
2024	$4,645.00
2023		$70,337
2022			$370,195 Land $50,000 Building $320,195

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1235 Raintree Pass in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1235 Raintree Pass is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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