1226 Raintree Pass, O Fallon, MO 63366 Property Records

St. Charles County property record for 1226 Raintree Pass, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,735 sqft · built 2001
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Oct 2007)
Tax Bill	$3,970 (2022)
Deeds & Mortgages	Sep 2023 Transfer Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T990300161`

Property Details

APN / Parcel Number

Primary APN	`T990300161`
Alternative APN	`2-0104-7987-00-0060.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,735 sqft Living Area
1st Floor Area	1,465 sqft
Basement Area	1,296 sqft
Finished Basement	472 sqft
Fireplaces	1 Fireplace
Fireplace	2 Story

Exterior

Year Built	Built 2001
Architectural Style	Other
Exterior Material	Brick Veneer
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Patio Area	200 sqft

Location & Zoning

Account Number	T990300161
Old Parcel Number	T990300161
Street Address	1226 RAINTREE PASS
City	O FALLON
State	MO
Zip	63366-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS VLG B LOT 60
Legal Range	03E
Legal Township	47N
Legal Subdivision	CROSSING VLG B
Legal Lot Number	60
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	5
Census Block	5001
Census Tract	311602

Owner

1226 Raintree Pass is owned and occupied by two individuals who acquired it in September 2023.

Source: St. Charles County records, as of October 19, 2023

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	1226 RAINTREE PASS, O FALLON, MO 63366-4421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Intrafamily Transfer, Transfer
Jul 10, 2023	Beneficiary Deed, Transfer
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 30, 2007 · Amount on File
Deed Sale	Oct 30, 2007 · Amount on File
Prior Sale	Oct 30, 2007 · Amount on File
Deed Document Number	0048671950
Deed Book / Page	4867 / 1950
Last Transfer Date	Sep 5, 2023
Transfer Doc	0000036237
Record Updated	Jun 7, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 5, 2023
Property Address	1226 RAINTREE PASS, O FALLON, MO 63366-4421
Document Number	0000036237
Map Reference	MB 35 PG 82
Instrument Date	Aug 29, 2023
Instrument	2023R-036237
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1226 RAINTREE PASS, O FALLON, MO 63366-4421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1226 RAINTREE PASS, O FALLON, MO 63366-4421

July 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 10, 2023
Property Address	1226 RAINTREE PASS, O FALLON, MO 63366-4421
Document Number	0000027102
Map Reference	MB 35 PG 82
Instrument Date	Jul 6, 2023
Instrument	2023R-027102
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1226 RAINTREE PASS, O FALLON, MO 63366-4421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1226 RAINTREE PASS, O FALLON, MO 63366-4421

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1226 RAINTREE PASS, O FALLON, MO 63366-4421
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 RAINTREE PASS, O FALLON, MO 63366-4421

Mortgage

Document Number	2021R073725
Date	Sep 2, 2021
Instrument	2021R-073725

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$72,442 (+29.66%)
2022	$3,970.00	$55,869	$381,275 (+29.66%) Land $50,000 Building $331,275
2021			$294,050 Land $40,000 Building $254,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1226 Raintree Pass in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1226 Raintree Pass is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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