1230 Raintree Pass, O Fallon, MO 63366 Property Records

St. Charles County property record for 1230 Raintree Pass, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,565 sqft · built 2001
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$61,341 (Aug 2022)
Tax Bill	$4,753 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T990300160`

Property Details

APN / Parcel Number

Primary APN	`T990300160`
Alternative APN	`2-0104-7987-00-0059.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,565 sqft Living Area
Gross Area	4,409 sqft
1st Floor Area	1,386 sqft
Basement Area	1,294 sqft
Finished Basement	900 sqft
Unfinished Basement	394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft
Patio Area	100 sqft

Location & Zoning

Account Number	T990300160
Street Address	1230 RAINTREE PASS
City	O FALLON
State	MO
Zip	63366-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS VLG B LOT 59
Legal Subdivision	CROSSING VLG B
Legal Lot Number	59
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	5
Census Block	5001
Census Tract	311602

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1230 RAINTREE PASS, O FALLON, MO 63366-4421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · FHA Mortgage JLB CORP
Aug 18, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Aug 17, 2022	Beneficiary Deed, Transfer
May 31, 2017	Deed of Trust, Mortgage · FHA Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Oct 2, 2001 · Amount on Record
Deed Document Number	202245491
Prior Transfer Date	Aug 16, 2022
Prior Transfer Doc	0000045491
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1230 RAINTREE PASS, O FALLON, MO 63366-4421
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 RAINTREE PASS, COTTLEVILLE, MO 63366-4421

Mortgage

Document Number	0000002257
Date	Jan 15, 2026
Instrument	2026R-002257

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1230 RAINTREE PASS, O FALLON, MO 63366-4421
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 RAINTREE PASS, O FALLON, MO 63366-4421

Mortgage

Document Number	0000045713
Date	Aug 18, 2022
Instrument	2022R-045713

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jul 1, 2047

August 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 17, 2022
Property Address	1230 RAINTREE PASS, O FALLON, MO 63366-4421
Document Number	0000045491
Map Reference	MB 35 PG 82
Instrument Date	Jul 15, 2022
Instrument	2022R-045491
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 RAINTREE PASS, O FALLON, MO 63366-4421

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1230 RAINTREE PASS, O FALLON, MO 63366-4421
Document Number	0067542193
Book / Page	006754 / 002193
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 16, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1230 RAINTREE PASS O FALLON MO 633664421, O FALLON, MO 63366-4421

Mortgage

Document Number	0067542193
Date	Jun 6, 2017
Book Page	006754/002193
Instrument	344320

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,118 (-)	$390,092 (-) Land $80,000 Building $310,092
2025	$4,753.00	$74,118 (+8.6%)	$390,092 (+8.6%) Land $80,000 Building $310,092
2023		$68,250
2022			$359,212 Land $50,000 Building $309,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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