1231 Raintree Pass, O Fallon, MO 63366 Property Records

St. Charles County property record for 1231 Raintree Pass, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 2000
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jan 2007)
Tax Bill	$4,117 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T990300155`

Property Details

APN / Parcel Number

Primary APN	`T990300155`
Alternative APN	`2-0104-7987-00-0054.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
Gross Area	3,984 sqft
1st Floor Area	1,812 sqft
Basement Area	1,772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	104 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T990300155
Street Address	1231 RAINTREE PASS
City	O FALLON
State	MO
Zip	63366-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS VLG B LOT 54
Legal Subdivision	CROSSING VLG B
Legal Lot Number	54
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	5
Census Block	5001
Census Tract	311602

Owner

1231 Raintree Pass is owned and occupied by an individual who acquired it in May 2007.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1231 RAINTREE PASS, O FALLON, MO 63366-4421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 4, 2019	Deed of Trust, Mortgage · FHA Mortgage GOLDEN OAK LNDG
Dec 29, 2018	Deed of Trust, Mortgage GOLDEN OAK LNDG
Dec 6, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 18, 2017	Deed of Trust, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2007 · Amount on File
Deed Sale	Jan 17, 2007 · Amount on File
Prior Sale	Jul 11, 2002 · Amount on File
Deed Document Number	200744450
Deed Book / Page	4668 / 530
Last Transfer Date	May 30, 2007
Transfer Doc	0047700755
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1231 RAINTREE PASS, O FALLON, MO 63366-4421
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 RAINTREE PASS, O FALLON, MO 63366-4421

Mortgage

Document Number	0000021796
Date	Apr 15, 2022
Instrument	2022R-021796

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1231 RAINTREE PASS, O FALLON, MO 63366-4421
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 RAINTREE PASS, O FALLON, MO 63366-4421

Mortgage

Document Number	2021R036251
Date	Apr 26, 2021
Instrument	2021R-036251

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1231 RAINTREE PASS, O FALLON, MO 63366-4421
Document Number	0071621508
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 RAINTREE PASS O FALLON MO 633664421, O FALLON, MO 63366-4421

Mortgage

Document Number	0071621508
Date	Oct 15, 2019
Book Page	007162/001508
Instrument	578650

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1231 RAINTREE PASS, O FALLON, MO 63366-4421
Document Number	0070221554
Instrument Date	Dec 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 RAINTREE PASS O FALLON MO 633664421, O FALLON, MO 63366-4421

Mortgage

Document Number	0070221554
Date	Jan 4, 2019
Book Page	007022/001554
Instrument	6840

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 6, 2018
Property Address	1231 RAINTREE PASS, O FALLON, MO 63366-4421
Document Number	0070110579
Book / Page	007011 / 000579
Instrument Date	Dec 5, 2018
Instrument	681470
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 RAINTREE PASS O FALLON MO 633664421, O FALLON, MO 63366-4421

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1231 RAINTREE PASS, O FALLON, MO 63366-4421
Document Number	0067040941
Book / Page	006704 / 000941
Instrument Date	Feb 18, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 RAINTREE PASS O FALLON MO 633664421, O FALLON, MO 63366-4421

Mortgage

Document Number	0067040941
Date	Feb 27, 2017
Book Page	006704/000941
Instrument	118930

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1231 Raintree Pass was $4,117, up 3.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,113 (-)	$337,436 (-) Land $80,000 Building $257,436
2025	$4,117.00 (+3.11%)	$64,113	$337,436 Land $80,000 Building $257,436
2024	$3,993.00
2023		$60,378
2022			$317,778 Land $50,000 Building $267,778

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1231 Raintree Pass in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1231 Raintree Pass is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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