1235 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1235 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,333 sqft · built 1915
Lot Size	0.146 acres (6,400 sqft)
Owner	Individual Name on Record
Tax Bill	$2,397 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-280-007.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-280-007.000-023`
Alternative APN	`01610341440`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,333 sqft Living Area
Gross Area	1,476 sqft
Attic	Attic
Attic Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,400 sqft (0.146 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610341440
Street Address	1235 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 CAMPBELLS PLAT
Legal Subdivision	CAMPBELLS
Legal Lot Number	45
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3037
Census Tract	10400

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1235 E 3RD ST, MISHAWAKA, IN 46544-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit NOTRE DAME FCU
Sep 25, 2017	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 2, 2017	Deed, Transfer
May 2, 2017	Deed, Transfer
Nov 18, 2016	Sheriff's Deed, Foreclosure
Aug 3, 2012	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2017
Deed Sale	Sep 25, 2017
Prior Sale	May 2, 2017 · Amount on Record
Deed Document Number	0001726060
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1235 E 3RD ST, MISHAWAKA, IN 46544-2732
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002034982
Date	Nov 9, 2020
Instrument	2034982

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1235 E 3RD ST, MISHAWAKA, IN 46544-2732
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002231261
Date	Oct 31, 2022
Instrument	2231261

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2052

Interest

Rate Type	Adjustable Rate

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 25, 2017
Property Address	1235 E 3RD ST, MISHAWAKA, IN 46544-2732
Document Number	0001726060
Map Reference	PB 8 PG 172
Instrument Date	Sep 19, 2017
Instrument	1726060
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 E 3RD ST, MISHAWAKA, IN 46544-2732

Mortgage

Document Number	0001726061
Date	Sep 25, 2017
Instrument	1726061

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 2, 2017
Property Address	1235 E 3RD ST, MISHAWAKA, IN 46544-2732
Document Number	1710647
Map Reference	PB 8 PG 172
Instrument Date	Apr 20, 2017
Instrument	1710647
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9515 GOLDEN ROD CIR SE, ALBUQUERQUE, NM 87116-1137

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 2, 2017
Property Address	1235 E 3RD ST, MISHAWAKA, IN 46544-2732
Document Number	0001710647
Map Reference	PB 8 PG 172
Instrument Date	Apr 20, 2017
Instrument	1710647
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9515 GOLDEN ROD CIR SE, ALBUQUERQUE, NM 87116-1137

November 2016: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 18, 2016
Property Address	1235 E 3RD ST, MISHAWAKA, IN 46544-2732
Document Number	0001631248
Map Reference	PB 8 PG 172
Instrument Date	Nov 3, 2016
Instrument	1631248
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13801 WIRELESS WAY, OKLAHOMA CITY, OK 73134-2500
Investor	Possibly a Property Investor

August 2012: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 3, 2012
Property Address	1235 E 3RD ST, MISHAWAKA, IN 46544-2732
Document Number	0001224263
Map Reference	MB8 PG172
Instrument Date	Jul 2, 2012
Instrument	1224263
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$176,700 (-5%) Land $26,000 Building $150,700	$176,700 (-5%) Land $26,000 Building $150,700
2024	$2,397.00 (+11.64%)
2023	$2,147.00 (-0.88%)	$186,000 (-) Land $26,000 Building $160,000	$186,000 (-) Land $26,000 Building $160,000
2022	$2,166.00 Homeowner's exemption	$186,000 Land $26,000 Building $160,000	$186,000 Land $26,000 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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