1220 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1220 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1924
Lot Size	0.147 acres (6,400 sqft)
Owner	Company Name on Record
Tax Bill	$1,183 (2025)
Deeds & Mortgages	May 2016 Mortgage Jun 2009 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-277-015.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-277-015.000-023`
Alternative APN	`01610341428`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	2,240 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1220 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 CAMPBELLS PLAT
Legal Subdivision	CAMPBELLS PLAT
Legal Lot Number	25
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3031
Census Tract	10400

Owner

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1220 E 3RD ST, MISHAWAKA, IN 46544-2733
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 23, 2016	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK
Jun 17, 2009	Deed of Trust, Mortgage · Line of Credit COMMUNITYWIDE FEDERAL CREDIT UNION
Oct 7, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2019
Deed Sale	Oct 7, 2019
Deed Document Number	201925786
Prior Transfer Date	Oct 1, 2019
Prior Transfer Doc	0000025786
Record Updated	Oct 29, 2026

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1220 E 3RD ST, MISHAWAKA, IN 46544-2733
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001612822
Date	May 23, 2016
Instrument	1612822

Lender

Name	MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 21, 2031

Interest

Rate Type	Fixed Rate

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1220 E 3RD ST, MISHAWAKA, IN 46544-2733
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000920232
Date	Jun 17, 2009
Instrument	0920232

Lender

Name	COMMUNITYWIDE FEDERAL CREDIT UNION
Address	SOUTH BEND, IN 46619

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 7, 2019
Property Address	1220 E 3RD ST, MISHAWAKA, IN 46544-2733
Document Number	0001925786
Map Reference	PB 8 PG 172
Instrument Date	Oct 1, 2019
Instrument	1925786
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 E 3RD ST, MISHAWAKA, IN 46544-2733
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,183.00 (-17.5%)	$116,400 (-4.98%) Land $26,000 Building $90,400	$116,400 (-4.98%) Land $26,000 Building $90,400
2024	$1,434.00 (+3.91%)
2023	$1,380.00 (-0.36%)	$122,500 (-0.24%) Land $26,000 Building $96,500	$122,500 (-0.24%) Land $26,000 Building $96,500
2022	$1,385.00 Homeowner's exemption	$122,800 Land $26,000 Building $96,800	$122,800 Land $26,000 Building $96,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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