1225 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1225 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,086 sqft · built 1940
Lot Size	0.146 acres (6,400 sqft)
Owner	Individual Name on Record
Tax Bill	$1,424 (2024)
Deeds & Mortgages	Feb 2010 Mortgage Jun 2017 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-280-005.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-280-005.000-023`
Alternative APN	`01610341438`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
Basement Area	780 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,400 sqft (0.146 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610341438
Street Address	1225 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 CAMPBELLS PL
Legal Subdivision	CAMPBELLS
Legal Lot Number	47
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3037
Census Tract	10400

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1225 E 3RD ST, MISHAWAKA, IN 46544-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2010	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA
Jun 15, 2017	Deed, Transfer
Jun 15, 2017	Deed, Transfer · VA Mortgage RUOFF MORTGAGE CO INC
Dec 22, 2011	Contract Sale, Transfer
Nov 16, 2005	Warranty Deed, Transfer · Conventional Mortgage AMERICAS WHOLESALE LENDER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2017
Deed Sale	Jun 15, 2017
Prior Sale	Nov 16, 2005
Deed Document Number	1715147
Record Updated	Sep 20, 2026

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1225 E 3RD ST, MISHAWAKA, IN 46544-2732
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001002992
Date	Feb 4, 2010
Instrument	1002992

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2040

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 15, 2017
Property Address	1225 E 3RD ST, MISHAWAKA, IN 46544-2732
Document Number	1715147
Map Reference	PB8PG172
Instrument Date	Jun 5, 2017
Instrument	1715147
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 E 3RD ST, MISHAWAKA, IN 46544-2732

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 15, 2017
Property Address	1225 E 3RD ST, MISHAWAKA, IN 46544-2732
Document Number	0001715147
Map Reference	PB8PG172
Instrument Date	Jun 5, 2017
Instrument	1715147
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 E 3RD ST, MISHAWAKA, IN 46544-2732

Mortgage

Document Number	0001715148
Date	Jun 15, 2017
Instrument	1715148

Lender

Name	RUOFF MORTGAGE CO INC
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2011: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 22, 2011
Property Address	1225 E 3RD ST, MISHAWAKA, IN 46544-2732
Document Number	0001134174
Instrument Date	Jul 28, 2011
Instrument	1134174
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59695 CLOVER RD, MISHAWAKA, IN 46544-9407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 E 3RD ST, MISHAWAKA, IN 46544-2732

November 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 16, 2005
Property Address	1225 E 3RD ST, MISHAWAKA, IN 46544-2732
Document Number	0000553137
Instrument Date	Nov 11, 2005
Instrument	0553137
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MERIDAN TITLE CROP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 E 3RD ST, MISHAWAKA, IN 46544-2732

Mortgage

Document Number	0000553138
Date	Nov 16, 2005
Instrument	0553138

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2035

Mortgage

Document Number	0000553139
Date	Nov 16, 2005
Instrument	0553139

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2020

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,100 (-5.46%) Land $26,000 Building $83,100	$109,100 (-5.46%) Land $26,000 Building $83,100
2024	$1,424.00 (+10.05%)
2023	$1,294.00 (-0.54%)	$115,400 (-) Land $26,000 Building $89,400	$115,400 (-) Land $26,000 Building $89,400
2022	$1,301.00 Homeowner's exemption	$115,400 Land $26,000 Building $89,400	$115,400 Land $26,000 Building $89,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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